Hamilton County property record for 190 Brelsford Rd, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,332 sqft · built 1920 |
| Lot Size | 0.74 acres (32,250 sqft) |
| Owner | Owner Name on File |
| Last Sale | $190,000 (Apr 2012) |
| Tax Bill | $1,814 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 135G A 027 |
| Primary APN | 135G A 027 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,332 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 32,250 sqft (0.74 acres) |
| Lot Dimensions | 322 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000060248 |
|---|---|
| Street Address | 190 BRELSFORD RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-3758 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 3 BLK A C A BRELSFORD PB7 PG35 |
| Legal Subdivision | C A BRELSFORDS |
| Legal Block | A |
| Legal Lot Number | 3 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 10901 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
The current owner of 190 Brelsford Rd bought it in April 2012.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | PO BOX 4508, CHATTANOOGA, TN 37405-0508 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE CORP |
| Jul 23, 2019 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2012 · Amount on File |
| Deed Sale | Apr 30, 2012 · Amount on File |
| Prior Sale | Aug 30, 2007 |
| Deed Document Number | 2012043000212 |
| Deed Book / Page | 9632 / 314 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 190 BRELSFORD RD, CHATTANOOGA, TN 37405-3758 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000104 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 12361/827 |
| Instrument | 2021021900104 |
| Name | COMMUNITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CORDOVA, TN 38018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 190 BRELSFORD RD, CHATTANOOGA, TN 37405-3758 |
| Document Number | 0731000109 |
| Instrument Date | Jul 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 190 BRELSFORD RD CHATTANOOGA TN 374053758, CHATTANOOGA, TN 37405-3758 |
| Document Number | 0731000109 |
|---|---|
| Date | Jul 31, 2019 |
| Book Page | 011714/000223 |
| Instrument | 190731000109 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 30, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 190 Brelsford Rd was $1,814, up 26% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,814.00 (+25.97%) | $119,725 (+85.91%) | $478,900 (+85.91%) Land $343,800 Building $135,100 |
| 2024 | $1,440.00 | $64,400 (-) | $257,600 (-) Land $150,000 Building $107,600 |
| 2023 | $1,440.00 | $64,400 (-) | $257,600 (-) Land $150,000 Building $107,600 |
| 2022 | $1,440.00 | $64,400 | $257,600 Land $150,000 Building $107,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 190 Brelsford Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | May 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 Brelsford Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 52% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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