190 Bradley St, Dubuque, IA 52003 Property Records

Dubuque County property record for 190 Bradley St, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,171 sqft · built 1946
Lot Size	0.275 acres (12,000 sqft)
Owner	Individual Name on File
Last Sale	$149,000 (Aug 2017)
Tax Bill	$4,264 (2024)
Deeds & Mortgages	Nov 2025 Line of Credit Jan 2024 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`10-26-476-019`

Property Details

APN / Parcel Number

Primary APN	`10-26-476-019`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,171 sqft Living Area
1st Floor Area	704 sqft
Upper Floors Area	528 sqft
Basement Area	1,138 sqft
Finished Basement	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Concrete Block
Lot Area	12,000 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	190 BRADLEY ST
City	DUBUQUE
State	IA
Zip	52003-7255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOTS 18 & 19 WHELAN'S SUB
Legal Subdivision	BRYANT
Legal Lot Number	18,19 19
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	2
Census Block	2000
Census Tract	801

Owner

190 Bradley St is owned and occupied by an individual who bought it in August 2017.

Source: Dubuque County records, as of October 6, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	190 BRADLEY ST, DUBUQUE, IA 52003-7255
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Jan 16, 2024	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Aug 10, 2017	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Nov 27, 2018	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage DUPACO COMMUNITY CU
Oct 20, 2021	Deed of Trust, Mortgage · Line of Credit DUPACO COMMUNITY CU
Aug 9, 2017	Special Warranty Deed, Transfer · ARM DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2017 · Amount on File
Deed Sale	Aug 9, 2017 · Amount on File
Deed Document Number	2017-00009864
Record Updated	Jun 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	190 BRADLEY ST, DUBUQUE, IA 52003-7255
Transaction Type	Mortgage
Record Updated	Dec 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012801
Date	Nov 24, 2025
Instrument	2025-00012801

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	1000 JACKSON ST, DUBUQUE, IA 52001

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	190 BRADLEY ST, DUBUQUE, IA 52003-7255
Transaction Type	Mortgage
Record Updated	Jan 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000379
Date	Jan 16, 2024
Instrument	202400000379

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	1000 JACKSON ST, DUBUQUE, IA 52001

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	190 BRADLEY ST, DUBUQUE, IA 52003-7255
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009944
Date	Aug 10, 2017
Instrument	2017-00009944

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 9, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	190 BRADLEY ST, DUBUQUE, IA 52003-7255
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013915
Date	Nov 27, 2018
Instrument	2018-00013915

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 26, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	190 BRADLEY ST, DUBUQUE, IA 52003-7255
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011361
Date	Aug 4, 2020
Instrument	2020-00011361

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	190 BRADLEY ST, DUBUQUE, IA 52003-7255
Transaction Type	Mortgage
Record Updated	Mar 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017458
Date	Oct 20, 2021
Instrument	2021-00017458

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 19, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Aug 9, 2017
Property Address	190 BRADLEY ST, DUBUQUE, IA 52003-7255
Document Number	0000009864
Instrument Date	Aug 3, 2017
Instrument	2017-00009864
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	190 BRADLEY ST, DUBUQUE, IA 52003-7255

Mortgage

Document Number	0000009865
Date	Aug 9, 2017
Instrument	2017-00009865

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2022
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	6.87%
Index	1-Year LIBOR
Max Rate	10.8%

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$319,000 Land $66,800 Building $252,200	$319,000 Land $66,800 Building $252,200
2024	$4,264.00
2023		$306,800 (+17.06%) Land $62,000 Building $244,800	$306,800 Land $62,000 Building $244,800
2022	$4,366.00 Homeowner's exemption	$262,080 Land $57,240 Building $204,840
2021			$262,080 Land $57,240 Building $204,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 Bradley St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1999–2011)
Most Recent Claim	Jul 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 190 Bradley St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Comelec Internet Services Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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