190 Bostic Rd, Spring City, TN 37381 Property Records

Rhea County property record for 190 Bostic Rd, Spring City, TN 37381

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,296 sqft · built 1973
Lot Size	3.41 acres (148,540 sqft)
Owner	Individual Name on File
Last Sale	$187,000 (Oct 2025)
Tax Bill	$509 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Oct 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072036 03601`

Property Details

APN / Parcel Number

Primary APN	`072036 03601`
Alternative APN	`036 03601`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,296 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1991
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	148,540 sqft (3.41 acres)
Lot Dimensions	126 ft deep x 121 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	336 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	190 BOSTIC RD
City	SPRING CITY
State	TN
Zip	37381-6410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2
Jurisdiction	RHEA TN
Township / Civil Division	2
Census Block Group	3
Census Block	3082
Census Tract	975100

Owner

Source: Rhea County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	190 BOSTIC RD, SPRING CITY, TN 37381-6410
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 1, 2025	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 23, 2020	Deed of Trust, Mortgage ROYAL UNITED MTG
Jun 6, 2018	Deed of Trust, Mortgage · FHA Mortgage NEW PENN FIN'L LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2025 · Amount on File
Deed Sale	Oct 1, 2025 · Amount on File
Prior Sale	Oct 21, 2014 · Amount on File
Deed Document Number	25030282
Deed Book / Page	537 / 459
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	190 BOSTIC RD, SPRING CITY, TN 37381-6410
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 BOSTIC RD, SPRING CITY, TN 37381-6410

Mortgage

Document Number	0000022125
Date	Feb 5, 2024
Book Page	T703/515
Instrument	24022125

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2054

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RHEA TN
Recording Date	Oct 1, 2025
Property Address	190 BOSTIC RD, SPRING CITY, TN 37381-6410
Document Number	0000030282
Book / Page	537 / 459
Instrument Date	Sep 29, 2025
Instrument	25030282
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	TTL INS CO OF CHATTANOOGA IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$691.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	190 BOSTIC RD, SPRING CITY, TN 37381-6410

Mortgage

Document Number	0000030283
Date	Oct 1, 2025
Book Page	T736/324
Instrument	25030283

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	190 BOSTIC RD, SPRING CITY, TN 37381-6410
Document Number	0000002016
Instrument Date	May 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 BOSTIC RD SPRING CITY TN 373816410, SPRING CITY, TN 37381-6410

Mortgage

Document Number	0000002016
Date	Jun 4, 2020
Book Page	000628/000608
Instrument	2016

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RHEA TN
Property Address	190 BOSTIC RD, SPRING CITY, TN 37381-6410
Document Number	0000006656
Instrument Date	Jun 6, 2018
Transaction Type	Mortgage
Record Updated	Jun 20, 2018
Title Company	AVENUE 365 LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 BOSTIC RD SPRING CITY TN 373816410, SPRING CITY, TN 37381-6410

Mortgage

Document Number	0000006656
Date	Jun 12, 2018
Book Page	000594/000502
Instrument	6656

Lender

Name	NEW PENN FIN'L LLC
Type	Funding / Finance Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2048

Tax Assessment & Valuation

Source: Rhea County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Rhea County
Unified School District	Rhea County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$509.00 (+14.38%)	$37,750 (+14.31%) Land $6,550 Building $31,200
2024	$445.00 (+4.22%)	$33,025 (+74.5%) Land $1,825 Building $31,200	$151,000 (+99.47%) Land $26,200 Building $124,800
2022		$18,925 Land $1,325 Building $17,600	$75,700 Land $5,300 Building $70,400
2021	$427.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 72% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

4G LTE only, no 5G reported

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