190 Black Bear Ln, Bigfork, MT 59911 Property Records

Flathead County property record for 190 Black Bear Ln, Bigfork, MT 59911 · Last verified September 2023

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	4 Beds
Bathrooms	5 Baths
Year Built	Built 2005
Square Footage	4,685 sqft Living Area
Lot Size	1,796,153 sqft (41.2 acres)
Garage	Mixed, 1,325 sqft
Occupancy	Owner Occupied
Tax Bill	$15,476.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`R0780964`
Alternative APNs	`07-3836-03-4-01-01-0000` `0000756330`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Partial Baths	2 Partial Baths
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	4,685 sqft Living Area
Gross Area	5,389 sqft Gross Area
1st Floor	2,327 sqft 1st Floor
2nd Floor	2,358 sqft 2nd Floor
Basement Area	704 sqft Basement
Finished Basement	704 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2005
Architectural Style	Conventional Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Foundation Type	Concrete Foundation
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	1,796,153 sqft (41.2 acres)
Parking Spaces	9 Parking Spaces
Garage Type	Mixed Garage
Garage Area	1,325 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	392 sqft Shed
Deck Area	44 sqft Deck
Porch	1 Porch
Porch Area	161 sqft Porch
Topography	Wooded Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Heating Fuel	Geo-Thermal Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	0000756330
Street Address	190 BLACK BEAR LN
City	BIGFORK
State	MT
Zip	59911-6136
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	S03, T27 N, R19 W, ACRES 41.24, CS 10337-1 PTN, TR 1 IN SW4SE4 (MUST SELL W/TR 2B 10-27-19)
Legal Range	19W
Legal Township	27N
Legal Section	03
Legal Quarter	SE
Legal Subdivision	CERT/SURV 10337 #1
Legal Tract	1
Jurisdiction	FLATHEAD MT
Minor Civil Division	CRESTON-BIGFORK
Census Blockgroup	1
Census Block	1002
Census Tract	1305

Owner

Source: Flathead County records · APN R0780964

Assessment roll updated December 31, 2022 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	190 BLACK BEAR LN, BIGFORK, MT 59911-6136
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 07, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	190 BLACK BEAR LN, BIGFORK, MT 59911-6136
Transaction Type	Mortgage
Record Updated	Nov 01, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200010164
Date	Apr 20, 2022
Instrument	202200010164

Lender

Name	NORTHWEST FARM CREDIT SERVICES ACA
Type	Bank
Address	SPOKANE, WA 99224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	May 01, 2037
Change Frequency	Annually
Min Rate At Change	3.4%
Max Rate At Change	14.2%
Index	1-Year CMT
Max Rate	14.2%

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated December 31, 2022 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Bigfork High School District (09 - 12)
Elementary School District	Swan River Elementary School District (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$15,476.00	$2,364,575	$2,364,575 Land $260,065 Building $2,104,510

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 77% of the US · above 64% of Montana
Wildfire Likelihood	About 1 in 179 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.