190 Bingham Cir, Delaware, OH 43015 Property Records

Delaware County property record for 190 Bingham Cir, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,067 sqft · built 2014
Lot Size	0.183 acres (7,971 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Jul 2023)
Tax Bill	$5,376 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jul 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`519-330-13-003-000`

Property Details

APN / Parcel Number

Primary APN	`519-330-13-003-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,067 sqft Living Area
Gross Area	3,387 sqft
1st Floor Area	2,067 sqft
Basement Area	880 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	7,971 sqft (0.183 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	160 sqft
Deck Area	220 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	190 BINGHAM CIR
City	DELAWARE
State	OH
Zip	43015-5062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8547 MILLBROOK SEC1 PH1
Legal Subdivision	MILLBROOK SEC1 PH1
Legal Lot Number	8547
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	3
Census Block	3002
Census Tract	10520

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	190 BINGHAM CIR, DELAWARE, OH 43015-5062
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Deed of Trust, Mortgage WRIGHT-PATT CREDIT UNION INC
Jul 6, 2023	Survivorship Deed, Transfer NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI
Jun 1, 2020	Deed, Transfer · Conventional Mortgage BUCKEYE STATE BANK
Jul 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2023 · Amount on Record
Deed Sale	Jul 6, 2023 · Amount on Record
Prior Sale	Jun 1, 2020 · Amount on Record
Deed Document Number	202314067
Deed Book / Page	2041 / 609
Prior Transfer Date	May 26, 2020
Prior Transfer Doc	0000018468
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	190 BINGHAM CIR, DELAWARE, OH 43015-5062
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011718
Date	Jun 7, 2023
Book Page	2036/74
Instrument	202300011718

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Amount	Amount Recorded

July 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	DELAWARE OH
Recording Date	Jul 6, 2023
Property Address	190 BINGHAM CIR, DELAWARE, OH 43015-5062
Document Number	0000014067
Book / Page	2041 / 609
Map Reference	CAB 3 SL 72,72A&72B
Instrument Date	Jul 3, 2023
Instrument	202300014067
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	190 BINGHAM CIR, DELAWARE, OH 43015-5062

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE OH
Recording Date	Jun 1, 2020
Property Address	190 BINGHAM CIR, DELAWARE, OH 43015-5062
Document Number	0000018468
Book / Page	1731 / 2355
Map Reference	CAB 3 SL 72,72A&72B
Instrument Date	May 26, 2020
Instrument	202000018468
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	FIRST OHIO TITLE INS BOX

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018469
Date	Jun 1, 2020
Instrument	202000018469

Lender

Name	BUCKEYE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DELAWARE OH
Recording Date	Jul 16, 2018
Property Address	190 BINGHAM CIR, DELAWARE, OH 43015-5062
Document Number	0000018634
Book / Page	001582 / 002215
Instrument Date	Jun 26, 2018
Instrument	18634
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	AU 37602 P 0 BOX 14506 DES MOINES IA 50306, DES MOINES, IA 50306

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,376.00 (-3.69%)	$118,230 (-) Land $19,600 Building $98,630	$337,800 (-) Land $56,000 Building $281,800
2024	$5,582.00 (-0.18%) Homeowner's exemption	$118,230 (-) Land $19,600 Building $98,630
2023	$5,592.00 (+4.86%) Homeowner's exemption	$118,230 (+20.8%) Land $19,600 Building $98,630	$337,800 (+20.82%) Land $56,000 Building $281,800
2022	$5,333.00 Homeowner's exemption	$97,870 Land $15,930 Building $81,940
2020			$279,600 Land $45,500 Building $234,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50

May also be available: Frontier, Verizon.

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