Essex County and North Andover Town property record for 190 Berkeley Rd, North Andover, MA 01845
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,824 sqft · built 1982 |
| Lot Size | 0.291 acres (12,680 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $685,000 (Oct 2020) |
| Tax Bill | $8,955 (2025) |
| Deeds & Mortgages | Mar 2023 Transfer May 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M_230890_9 |
| Primary APN | M_230890_9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,824 sqft Living Area |
| Gross Area | 4,349 sqft |
| 1st Floor Area | 1,316 sqft |
| Basement Area | 1,316 sqft |
| Unfinished Basement | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,680 sqft (0.291 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | M_230890_936139 |
|---|---|
| Street Address | 190 BERKELEY RD |
| City | NORTH ANDOVER |
| State | MA |
| Zip | 01845-5255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Block | 93 |
| Jurisdiction | NORTH ANDOVER MA |
| Township / Civil Division | NORTH ANDOVER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 253202 |
190 Berkeley Rd is owned and occupied by two individuals who acquired it in February 2023.
Source: Essex County and North Andover Town records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 190 BERKELEY RD, NORTH ANDOVER, MA 01845-5255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 16, 2023 | Quit Claim Deed, Transfer Quitclaim |
| May 24, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance RANDALL F HART |
| Oct 7, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2020 · Amount on File |
| Deed Sale | Oct 7, 2020 · Amount on File |
| Prior Sale | Jul 31, 1997 · Amount on File |
| Deed Document Number | 202027235 |
| Deed Book / Page | 16534 / 34 |
| Last Transfer Date | Feb 23, 2023 |
| Transfer Doc | 017698-308 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Recording Date | Mar 16, 2023 |
| Property Address | 190 BERKELEY RD, NORTH ANDOVER, MA 01845-5255 |
| Document Number | 017698-308 |
| Book / Page | 17698 / 308 |
| Instrument Date | Feb 23, 2023 |
| Instrument | 3756 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 190 BERKELEY RD, NORTH ANDOVER, MA 01845-5255 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Property Address | 190 BERKELEY RD, NORTH ANDOVER, MA 01845-5255 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 15858-49 |
|---|---|
| Date | May 24, 2019 |
| Book Page | 15858/49 |
| Instrument | 11477 |
| Name | RANDALL F HART |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NORTH ANDOVER MA |
| Recording Date | Oct 7, 2020 |
| Property Address | 190 BERKELEY RD, NORTH ANDOVER, MA 01845-5255 |
| Document Number | 16534-34 |
| Book / Page | 16534 / 34 |
| Instrument Date | Sep 17, 2020 |
| Instrument | 27235 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 190 BERKELEY RD, NORTH ANDOVER, MA 01845-5255 |
| Document Number | 27236 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 27236 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 190 Berkeley Rd was $8,955, up 4.7% from the year before.
Source: Essex County and North Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | North Andover Town |
| Unified School District | North Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,955.00 (+4.65%) | $795,300 (+3.07%) Land $340,500 Building $454,800 | $834,100 |
| 2024 | $8,557.00 (+4.38%) | $771,600 (+15.2%) Land $322,600 Building $449,000 | |
| 2023 | $8,198.00 | $669,800 Land $272,400 Building $397,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 190 Berkeley Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1996) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 1996 · Extreme Weather Conditons And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 190 Berkeley Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH ANDOVER WATER DEPT serves 30,915 people · EPA ID MA3210000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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