190 Bell St, Covington, GA 30016 Property Records

Newton County property record for 190 Bell St, Covington, GA 30016

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,320 sqft · built 1958
Lot Size0.46 acres (20,038 sqft)
OwnerOwner Name on File
Last Sale$37,900 (Aug 2008)
Tax Bill$1,706 (2025)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN0045A-00000-064-000

Property Details

APN / Parcel Number

Primary APN0045A-00000-064-000
Alternative APNs
  • 0045A 064
  • 20703

Interior

Full Baths1 Bath
Plumbing Fixtures3 Plumbing Fixtures
Stories1 Story
Building Area1,320 sqft Heated Area
1st Floor Area1,320 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1992
Exterior MaterialVinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area20,038 sqft (0.46 acres)

Exterior Amenities

Pool Area512 sqft
PorchOpen Porch
Porch Area36 sqft
Deck Area456 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number20703
Old Parcel Number0045A 064
Street Address190 BELL ST
CityCOVINGTON
StateGA
Zip30016-4605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description.46AC BELL ST
Legal SubdivisionR3 MISC LAND - AREA 4
JurisdictionNEWTON GA
Township / Civil DivisionCOVINGTON-PORTERDALE
Census Block Group1
Census Block1004
Census Tract100600

Owner

The current owner of 190 Bell St bought it in August 2008.

Source: Newton County records, as of December 15, 2025

Owner of RecordOwner Name on File
Mailing Address190 BELL ST, COVINGTON, GA 30016-4605
OccupancyOwner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 8, 2008 · Amount on File
Deed SaleAug 8, 2008 · Amount on File
Prior SaleOct 22, 1996
Deed Document Number0000026351
Deed Book / Page2635 / 1
Record UpdatedJun 8, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWTON GA
Property Address190 BELL ST, COVINGTON, GA 30016-4605
Document Number0035920565
Book / Page003592 / 000565
Instrument DateJul 24, 2017
Transaction TypeMortgage
Record UpdatedAug 17, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 BELL ST COVINGTON GA 300164605, COVINGTON, GA 30016-4605

Mortgage

Document Number0035920565
DateAug 2, 2017
Book Page003592/000565
Instrument8629
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term180 Months
DueAug 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 190 Bell St was $1,706 with a homeowner's exemption, up 1.3% from the year before.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyNewton County
Unified School DistrictNewton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,706.00 (+1.31%) Homeowner's exemption$73,080 (+3.87%) Land $9,720 Building $63,360$182,700 (+3.87%) Land $24,300 Building $158,400
2024$1,684.00 Homeowner's exemption$70,360 (+71.95%) Land $5,520 Building $64,840$175,900 (+71.95%) Land $13,800 Building $162,100
2023$40,920 Land $5,520 Building $35,400$102,300 Land $13,800 Building $88,500
2022$1,066.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 Bell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Bell St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEWTON CO. WATER-SEWERAGE AUTH
serves 74,364 people · EPA ID GA2170004
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Xfinity.

Nearby Properties on Bell St

Nearby Streets

Search Property Records by Address or Parcel Number