190 Baker St, Keyser, WV 26726 Property Records

Mineral County property record for 190 Baker St, Keyser, WV 26726

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,212 sqft · built 1966
Lot Size	0.306 acres (13,329 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Apr 2020)
Tax Bill	$1,478 (2026)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Nov 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-12A-0096.0000`

Property Details

APN / Parcel Number

Primary APN	`07-12A-0096.0000`
Alternative APN	`29-07-12A-0096.0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,212 sqft Living Area
1st Floor Area	2,400 sqft
Game Room	Game Room

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	13,329 sqft (0.306 acres)
Lot Dimensions	110 ft deep x 121 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	324 sqft
Carport	Carport
Carport Area	324 sqft
Porch	Porch
Porch Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	190 BAKER ST
City	KEYSER
State	WV
Zip	26726-2034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 64 L'WICKS A'PORT ADD SEC 2
Legal Subdivision	PORT ADD
Legal Lot Number	64
Jurisdiction	MINERAL WV
Township / Civil Division	2
Census Block Group	3
Census Block	3058
Census Tract	10600

Owner

Source: Mineral County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	190 BAKER ST, KEYSER, WV 26726-2034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2020	Deed, Transfer · ARM CHESSIE FCU
Nov 21, 2019	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2020 · Amount on Record
Deed Sale	Apr 15, 2020 · Amount on Record
Prior Sale	Nov 21, 2019 · Amount on Record
Deed Document Number	2020176975
Deed Book / Page	387 / 579
Record Updated	Oct 29, 2026

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MINERAL WV
Recording Date	Apr 15, 2020
Property Address	190 BAKER ST, KEYSER, WV 26726-2034
Document Number	000387/579
Book / Page	387 / 579
Map Reference	MB 3 PG 89
Instrument Date	Apr 6, 2020
Instrument	176975
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	000601/561
Date	Apr 15, 2020
Book Page	601/561
Instrument	176976

Lender

Name	CHESSIE FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.88%
Index	1-Year LIBOR
Margin	3

November 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MINERAL WV
Recording Date	Nov 21, 2019
Property Address	190 BAKER ST, KEYSER, WV 26726-2034
Document Number	000385/653
Book / Page	385 / 653
Map Reference	MB 3 PG 89
Instrument Date	Nov 1, 2019
Instrument	174307
Transaction Type	Transfer
Record Updated	Sep 8, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Mineral County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Mineral County
Municipality	Keyser City
Unified School District	Mineral County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,478.00 (+2.5%)	$94,200 (+2.48%) Land $20,280 Building $73,920	$157,000 (+2.48%) Land $33,800 Building $123,200
2025	$1,442.00 (+4.64%)	$91,920 (+4.57%) Land $20,280 Building $71,640	$153,200 (+4.57%) Land $33,800 Building $119,400
2023	$1,378.00	$87,900 (-) Land $20,280 Building $67,620	$146,500 (-) Land $33,800 Building $112,700
2022	$1,378.00	$87,900 Land $20,280 Building $67,620	$146,500 Land $33,800 Building $112,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–1996)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Heavy Rains,flooding Highwind

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: SkyPacket.

Nearby Properties on Baker St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures