190 B St, Lansing, NC 28643 Property Records

Ashe County property record for 190 B St, Lansing, NC 28643

Property Summary

Property Type	Single Family Home
Details	1,465 sqft · built 1966
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Jul 2021)
Tax Bill	$1,443 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Mar 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16215-192-027`

Property Details

APN / Parcel Number

Primary APN	`16215-192-027`
Alternative APN	`108262`

Interior

Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,465 sqft Heated Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1980
Architectural Style	Conventional
Lot Area	4,356 sqft (0.1 acres)

Location & Zoning

Account Number	108262
Street Address	190 B ST
City	LANSING
State	NC
Zip	28643-9594
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.10 AC (PER GIS)
Legal Subdivision	TOWN OF LANSING
Legal Block	F
Legal Lot Number	4
Jurisdiction	ASHE NC
Township / Civil Division	PINEY CREEK
Census Block Group	2
Census Block	2014
Census Tract	970200

Owner

Source: Ashe County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	327 ACADEMY ST, 104, JEFFERSON, NC 28640-8871
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2017	Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU
Mar 7, 2025	Deed of Trust, Mortgage · SBA Mortgage US SMALL BUSINESS ADMINISTRATION, A GOVE
Jul 2, 2021	Warranty Deed, Transfer · Conventional Mortgage SKYLINE NATIONAL BANK
Jul 10, 2015	Trustee's Deed, Foreclosure · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Prior Sale	Jul 10, 2015 · Amount on Record
Deed Document Number	20213876
Deed Book / Page	529 / 760
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	190 B ST, LANSING, NC 28643-9594
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00481/1947
Date	Jun 22, 2017
Book Page	0481/1947
Instrument	02616

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6%
Index	5-Year CMT
Margin	2
Max Rate	6%

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	190 B ST, LANSING, NC 28643-9594
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 B ST, LANSING, NC 28643-9594

Mortgage

Document Number	000571/920
Date	Mar 7, 2025
Book Page	571/920
Instrument	943

Lender

Name	US SMALL BUSINESS ADMINISTRATION, A GOVE
Type	Private Party
Address	2 20TH ST N STE 320, BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 30, 2054

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Jul 2, 2021
Property Address	190 B ST, LANSING, NC 28643-9594
Document Number	000529/760
Book / Page	529 / 760
Instrument Date	Jul 1, 2021
Instrument	3876
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1732 GREER TOWN RD, LANSING, NC 28643-8966

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	327 ACADEMY ST UNIT 104, 104, JEFFERSON, NC 28640-8871

Mortgage

Document Number	0000003877
Date	Jul 2, 2021
Instrument	3877

Lender

Name	SKYLINE NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

July 2015: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ASHE NC
Recording Date	Jul 10, 2015
Property Address	190 B ST, LANSING, NC 28643-9594
Document Number	00461/1706
Book / Page	0461 / 1706
Instrument Date	Jul 10, 2015
Instrument	02792
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 B ST, LANSING, NC 28643-9594

Mortgage

Document Number	0000002793
Date	Jul 10, 2015
Instrument	02793

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2030

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Min Rate At Change	4.25%
Index	5-Year CMT

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Municipality	Lansing Town
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,443.00	$180,400 (-) Land $2,700 Building $177,700	$180,400 (-) Land $2,700 Building $177,700
2023	$1,443.00 (+36.65%)	$180,400 (+91.1%) Land $2,700 Building $177,700	$180,400 (+91.1%) Land $2,700 Building $177,700
2022	$1,056.00	$94,400 Land $8,000 Building $86,400	$94,400 Land $8,000 Building $86,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2007–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF LANSING serves 228 people · EPA ID NC0105020
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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