190 Arnold Rd, Lowell, OH 45744 Property Records

Washington County property record for 190 Arnold Rd, Lowell, OH 45744

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,824 sqft · built 2016
Lot Size4.59 acres (200,289 sqft)
OwnerIndividual Name on File
Tax Bill$5,643 (2025)
Deeds & MortgagesJul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN380080132001

Property Details

APN / Parcel Number

Primary APN380080132001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area3,824 sqft Living Area
1st Floor Area3,824 sqft
Basement Area3,824 sqft
Unfinished Basement3,824 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialStone
Construction TypeWood
Roof TypeGable
Roof MaterialMetal
Lot Area200,289 sqft (4.59 acres)
TerrainRolling
Garage TypeAttached
Garage Area1,749 sqft
Parking Spaces7 Parking Spaces
PorchSlab
Lean-To1,520 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address190 ARNOLD RD
CityLOWELL
StateOH
Zip45744-7640
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionR9 T3 S10 100 AC LOT 3 E END 4.598 AC
Legal Range09
Legal Township03
Legal Section10
Legal Lot Number3
JurisdictionWASHINGTON OH
Township / Civil DivisionWATERTOWN
Census Block Group1
Census Block1031
Census Tract21500

Owner

Source: Washington County records · APN 380080132001

Assessment roll updated July 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address190 ARNOLD RD, LOWELL, OH 45744-7640
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON OH
Property Address190 ARNOLD RD, LOWELL, OH 45744-7640
Transaction TypeMortgage
Record UpdatedJul 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00615/0890
DateJul 28, 2017
Book Page615/0890
Instrument201700004751
Lender
NameTHE CITIZENS BANK CO
TypeBank
AddressBEVERLY, OH 45715
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 27, 2047

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated July 2, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyWashington County
County SubdivisionWatertown Township
Unified School DistrictFort Frye Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,643.00 (+31.35%) Homeowner's exemption$182,610 (+38.33%) Land $12,200 Building $170,410$521,740 (+38.33%) Land $34,850 Building $486,890
2024$4,296.00 (+10.49%) Additional exemption filed$132,010 (-) Land $8,660 Building $123,350
2022$3,888.00 Additional exemption filed$132,010 Land $8,660 Building $123,350$377,170 Land $24,750 Building $352,420

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims47 (1979–2024)
Claims Outside the SFHA6 of 47
Most Recent ClaimApr 2024 · river or lake flooding
Claims by Event
  • Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 8 claims
  • Severe Storms And Flooding, Sep 2004 · 12 claims
  • Severe Storms, Flooding, Mudslides, And Landslides, Jan 2004 · 5 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 6 locations within half a mile of this property.

Nearby Properties on Arnold Rd

Nearby Streets

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