White County property record for 190 Arc Ln, Sparta, TN 38583
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,232 sqft · built 1992 |
| Lot Size | 0.411 acres (17,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Oct 2021) |
| Tax Bill | $755 (2025) |
| Deeds & Mortgages | Mar 2022 Construction Loan Oct 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 093052B C 00600 |
| Primary APN | 093052B C 00600 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,920 sqft (0.411 acres) |
| Lot Dimensions | 224 ft deep x 80 ft wide |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 766 sqft |
| Deck Area | 224 sqft |
| Patio Area | 384 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 190 ARC LN |
|---|---|
| City | SPARTA |
| State | TN |
| Zip | 38583-3114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2; SUBDIVISION: THOUSAND OAKS S/D; LOT: 53 |
| Legal Subdivision | THOUSAND OAKS S/D |
| Legal Lot Number | 53 |
| Jurisdiction | WHITE TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 935000 |
190 Arc Ln is owned by an individual who bought it in October 2021.
Source: White County records, as of January 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5105 ALABAMA AVE, NASHVILLE, TN 37209-3343 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2022 | Deed of Trust, Mortgage · Construction Mortgage RENASANT BANK |
| Oct 25, 2021 | Conservator's Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2021 · Amount on File |
| Deed Sale | Oct 25, 2021 · Amount on File |
| Prior Sale | Aug 18, 1995 · Amount on File |
| Deed Document Number | 21005094 |
| Deed Book / Page | RB493 / 821 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITE TN |
| Property Address | 190 ARC LN, SPARTA, TN 38583-3114 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5105 ALABAMA AVE, NASHVILLE, TN 37209-3343 |
| Document Number | 0RB505/644 |
|---|---|
| Date | Mar 30, 2022 |
| Book Page | RB505/644 |
| Instrument | 22001517 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37064 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 5 Months |
| Due | Aug 5, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Conservator's Deed |
|---|---|
| Jurisdiction | WHITE TN |
| Recording Date | Oct 25, 2021 |
| Property Address | 190 ARC LN, SPARTA, TN 38583-3114 |
| Document Number | 0RB493/821 |
| Book / Page | RB493 / 821 |
| Map Reference | MB 1 PG 67 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 21005094 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $814.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5105 ALABAMA AVE, NASHVILLE, TN 37209-3343 |
The 2025 property tax bill for 190 Arc Ln was $755.
Source: White County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | White County |
| Unified School District | White County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $755.00 | $53,575 Land $7,500 Building $46,075 | $214,300 Land $30,000 Building $184,300 |
| 2023 | $29,325 Land $6,250 Building $23,075 | ||
| 2021 | $601.00 | ||
| 2020 | $117,300 Land $25,000 Building $92,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 190 Arc Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Jun 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 190 Arc Ln is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 77% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BON DE CROFT UTILITY DISTRICT serves 4,577 people · EPA ID TN0000653 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Ben Lomand Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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