190 Appleton St, Cambridge, MA 02138 Property Records

Middlesex County and Cambridge City property record for 190 Appleton St, Cambridge, MA 02138

Property Summary

Property Type	Triplex
Details	6 bd · 4.5 ba · 3,492 sqft · built 1870
Lot Size	0.146 acres (6,381 sqft)
Owner	Individual Name on Record
Last Sale	$3,200,000 (Feb 2025)
Tax Bill	$19,454 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Feb 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`230-133`

Property Details

APN / Parcel Number

Primary APN	`230-133`
Alternative APN	`CAMB M:00230 L:00133`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Units	3 Units
Stories	2 Stories
Building Area	3,492 sqft Living Area
Gross Area	6,326 sqft
1st Floor Area	1,684 sqft
Attic	Attic
Attic Area	1,120 sqft
Basement Area	1,684 sqft
Unfinished Basement	1,684 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Victorian
Exterior Material	Wood Siding
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,381 sqft (0.146 acres)
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	190 APPLETON ST
City	CAMBRIDGE
State	MA
Zip	02138-1346
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	B
Legal Lot Number	133
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2005
Census Tract	354400

Owner

Source: Middlesex County and Cambridge City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	190 APPLETON ST, 192, CAMBRIDGE, MA 02138-1346
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 11, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Apr 26, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2025 · Amount on Record
Deed Sale	Feb 11, 2025 · Amount on Record
Prior Sale	Apr 26, 2018 · Amount on Record
Deed Book / Page	83759 / 48
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	190 APPLETON ST, CAMBRIDGE, MA 02138-1346
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	085067-452
Date	Dec 30, 2025
Book Page	85067/452
Instrument	160065

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.13%
Type Change Date	Jan 1, 2033
Index	Other

February 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Feb 11, 2025
Property Address	190 APPLETON ST, CAMBRIDGE, MA 02138-1346
Document Number	0083759-48
Book / Page	83759 / 48
Instrument Date	Feb 10, 2025
Instrument	14405
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 APPLETON ST # 192, 192, CAMBRIDGE, MA 02138-1346

Mortgage

Document Number	0000014406
Date	Feb 11, 2025
Instrument	14406

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Mar 1, 2032
Max Rate At Change	3%
Index	Other
Margin	3

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Apr 26, 2018
Property Address	190 APPLETON ST, CAMBRIDGE, MA 02138-1346
Document Number	70918-325
Book / Page	070918 / 000325
Instrument Date	Apr 12, 2018
Instrument	56763
Transaction Type	Transfer
Record Updated	May 18, 2018

Transaction

Amount	Amount Recorded
Tax	$12,084.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	190 APPLETON ST CAMBRIDGE MA 02163, CAMBRIDGE, MA 02163

Tax Assessment & Valuation

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$19,454.00 (+8.08%)	$3,063,700 (+0.76%) Land $1,121,900 Building $1,941,800
2024	$18,000.00 (+6.77%)	$3,040,500 (+5.69%) Land $1,170,300 Building $1,870,200
2023	$16,858.00	$2,876,800 Land $1,192,300 Building $1,684,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 853 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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