190 Alto Dr, Oak View, CA 93022 Property Records

Ventura County property record for 190 Alto Dr, Oak View, CA 93022

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,856 sqft · built 1959
Lot Size	0.384 acres (16,739 sqft)
Owner	2 Individual Names on File
Last Sale	$825,000 (Jul 2017)
Tax Bill	$11,014 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`033-0-311-025`

Property Details

APN / Parcel Number

Primary APN	`033-0-311-025`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,856 sqft Living Area
1st Floor Area	1,856 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	16,739 sqft (0.384 acres)
Lot Dimensions	166 ft deep x 100 ft wide
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	16 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	190 ALTO DR
City	OAK VIEW
State	CA
Zip	93022-9526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R113
Legal Description	LOT: 69 REF: 023MR 039
Legal Subdivision	SKYLINE ESTATES
Legal Block	311
Legal Lot Number	69
Jurisdiction	VENTURA CA
Township / Civil Division	OJAI-MIRA MONTE
Census Block Group	1
Census Block	1010
Census Tract	1102

Owner

190 Alto Dr is owned and occupied by two individuals who bought it in July 2017.

Source: Ventura County records, as of July 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	820 S MAIN ST, 3675, HAILEY, ID 83333-6339
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC
Jul 28, 2017	Grant Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2017 · Amount on File
Deed Sale	Jul 28, 2017 · Amount on File
Deed Document Number	201797384
Prior Transfer Date	Jul 31, 2012
Prior Transfer Doc	0000141726
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	190 DR UPPR, OAK VIEW, CA 93022
Transaction Type	Mortgage
Record Updated	Nov 2, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 ALTO DR, OAK VIEW, CA 93022-9526

Mortgage

Document Number	0000163438
Date	Oct 6, 2020
Instrument	20201006-00163438

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jul 28, 2017
Property Address	190 DR UPPR, OAK VIEW, CA 93022
Document Number	0000097384
Map Reference	MB23 PG39&40
Instrument Date	Jun 19, 2017
Instrument	20170728-00097384
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 1032, OAK VIEW, CA 93022-1032

Mortgage

Document Number	0000097385
Date	Jul 28, 2017
Instrument	20170728-00097385

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 190 Alto Dr was $11,014 with a homeowner's exemption, up 2.3% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Unified School District	Ojai Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$957,480 (+2%) Land $622,654 Building $334,826
2025	$11,014.00 (+2.28%) Homeowner's exemption	$938,706 Land $610,445 Building $328,261
2024	$10,769.00 (+3.68%)
2023	$10,387.00 (+1.69%) Homeowner's exemption	$902,255 Land $586,740 Building $315,515
2022	$10,214.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 190 Alto Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	13 (1980–2005)
Claims Outside the SFHA	11 of 13
Most Recent Claim	Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides
Claims by Event	Severe Storms, Flooding, Debris Flows, And Mudslides, Jan 2005 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Alto Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VENTURA RIVER WATER DISTRICT serves 6,100 people · EPA ID CA5610022
Water Source	Purchased surface water from CASITAS MUNICIPAL WATER DIST
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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