190 8th Ave, Vero Beach, FL 32962 Property Records

Indian River County property record for 190 8th Ave, Vero Beach, FL 32962

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,569 sqft · built 1993
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Apr 2018)
Tax Bill	$4,002 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-39-13-00025-0000-00004.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-13-00025-0000-00004.0`
Alternative APN	`77262`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,569 sqft Living Area
1st Floor Area	1,409 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.319 acres)
Lot Dimensions	146 ft deep x 80 ft wide
Garage Area	484 sqft
Driveway	Driveway
Driveway Area	648 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	205 sqft
Deck Area	192 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	77262
Street Address	190 8TH AVE
City	VERO BEACH
State	FL
Zip	32962-2937
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	PETERSON COUNTRY ESTATES UNIT TWO LOT 4 PBI 13-79
Legal Range	39
Legal Township	33
Legal Section	13
Legal Subdivision	PETERSON COUNTRY ESTATES UNIT TWO
Legal Lot Number	4
Legal Unit	2
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1022
Census Tract	50603

Owner

190 8th Ave is owned and occupied by an individual who bought it in April 2018.

Source: Indian River County records, as of March 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	190 8TH AVE, VERO BEACH, FL 32962-2937
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Apr 6, 2018	Warranty Deed, Transfer · FHA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2018 · Amount on File
Deed Sale	Apr 6, 2018 · Amount on File
Prior Sale	Apr 26, 2006 · Amount on File
Deed Document Number	3120180020734
Deed Book / Page	3106 / 0059
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	190 8TH AVE, VERO BEACH, FL 32962-2937
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 8TH AVE, VERO BEACH, FL 32962-2937

Mortgage

Document Number	0038321522
Date	Jan 21, 2026
Book Page	3832/1522
Instrument	3120260002778

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Apr 6, 2018
Property Address	190 8TH AVE, VERO BEACH, FL 32962-2937
Document Number	0031060059
Book / Page	3106 / 0059
Map Reference	MB13 PG79
Instrument Date	Apr 5, 2018
Instrument	3120180020734
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	SUPREME TITLE SOLUTIONS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1245 33RD AVE SW, 1245, VERO BEACH, FL 32968-5051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 8TH AVE, VERO BEACH, FL 32962-2937

Mortgage

Document Number	3120180020735
Date	Apr 6, 2018
Instrument	3120180020735

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 190 8th Ave was $4,002.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,002.00	$296,036	$321,826 Land $39,653 Building $282,173
2023	$3,512.00 (+2.69%)	$279,313 (+3%)	$317,765 (+17.18%) Land $39,653 Building $278,112
2022	$3,420.00	$271,177 Land $39,653 Building $231,524	$271,177 Land $39,653 Building $231,524

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 8th Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	24 (1983–2025)
Claims Outside the SFHA	10 of 24
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Frances, Sep 2004 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 8th Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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