1. Home
  2. Florida
  3. Brevard County
  4. Melbourne Beach
  5. 5th St

190 5th St, Melbourne Beach, FL 32951 Property Records

Brevard County property record for 190 5th St, Melbourne Beach, FL 32951

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,768 sqft · built 1985
Lot Size0.39 acres (16,988 sqft)
Owner2 Individual Names on File
Tax Bill$13,751 (2025)
Deeds & MortgagesDec 2023 Transfer
Oct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-38-28-GD-J-5.03

Property Details

APN / Parcel Number

Primary APN28-38-28-GD-J-5.03
Alternative APNs
  • 28-38-28-GD-0000J.0-0005.03
  • 2850598

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,768 sqft Living Area
Gross Area3,496 sqft
1st Floor Area1,517 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 2008
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area16,988 sqft (0.39 acres)
Lot Dimensions185 ft deep x 103 ft wide
View / LotRiver
Garage TypeDetached
Garage Area576 sqft
PorchFlorida Room
Porch Area728 sqft
Deck Area312 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2850598
Street AddressCONFIDENTIAL
CityMELBOURNE BEACH
StateFL
Zip32951
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU19
Legal DescriptionAVERILL FARMS SUBD THAT PART OF S 1/2 OF LOT 5 BLK J LYING EAST OF INDIAN RIVER TO A POINT 875 WEST OF A1A AS DES IN ORB 1318 PG 380
Legal Range38E
Legal Township28S
Legal Section28
Legal SubdivisionAVERILL FARMS SUBD
Legal BlockJ
Legal Lot Number5
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE SHORES-FLORIDANA BEACH
Census Block Group2
Census Block2004
Census Tract66103

Owner

190 5th St is owned and occupied by two individuals who acquired it in August 2024.

Source: Brevard County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address190 5TH ST, MELBOURNE BEACH, FL 32951-3124
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2023Quit Claim Deed, Transfer
STATE TITLE PARTNERS LLP
Oct 28, 2022Warranty Deed, Transfer · Conventional Mortgage
SPACE COAST CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 21, 2024
Transfer Doc0101381848
Record UpdatedSep 20, 2026

December 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateDec 18, 2023
Property Address190 5TH ST, MELBOURNE BEACH, FL 32951-3124
Document Number0099542167
Book / Page9954 / 2167
Map ReferenceMB 1 PG 61
Instrument DateDec 18, 2023
Instrument2023263597
Transaction TypeTransfer
Record UpdatedJan 1, 2024
Title CompanySTATE TITLE PARTNERS LLP

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1791 HIGHWAY A1A1203, INDIAN HARBOUR BEACH, FL 32937

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 5TH ST, MELBOURNE BEACH, FL 32951-3124

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateOct 28, 2022
Property Address190 5TH ST, MELBOURNE BEACH, FL 32951-3124
Document Number0096460879
Book / Page9646 / 879
Instrument DateOct 28, 2022
Instrument2022259029
Transaction TypeTransfer
Record UpdatedNov 11, 2022
Title CompanySTATE TITLE PARTNERS LLP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$9,450.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1791 HIGHWAY A1A, 1791, INDIAN HARBOUR BEACH, FL 32937-5462

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 5TH ST, MELBOURNE BEACH, FL 32951-3124

Mortgage

Document Number0009646882
DateOct 28, 2022
Instrument9646/882
Lender
NameSPACE COAST CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.37%
Type Change DateNov 1, 2027
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change6.37%
Index1-Year CMT
Max Rate9.37%

Tax Assessment & Valuation

The 2025 property tax bill for 190 5th St was $13,751 with a homeowner's exemption, up 1.1% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,139,050 (+2.7%)$1,251,830 (+12.87%)
2025$13,751.00 (+1.07%)$1,109,110$1,109,110
2024$13,606.00 (-0.91%)
2023$13,731.00 (+147.54%)$1,071,720 (+134.73%) Land $750,750 Building $320,970$1,071,720 (+28.78%) Land $750,750 Building $320,970
2022$5,547.00 Homeowner's exemption Widower's exemption$456,580$832,240 Land $510,510 Building $321,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 5th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 143 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies259 units insured
incl. 116 condo units
Nearby Flood Claims37 (1995–2025)
Claims Outside the SFHA21 of 37
Most Recent ClaimJan 2025 · rainfall accumulation
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 3 claims
  • Hurricane Frances, Sep 2004 · 15 claims
  • Hurricane Irene, Oct 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 5th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

Nearby Properties on 5th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures