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190 3rd Ave, Neptune, NJ 07753 Property Records

Monmouth County and Neptune City Borough property record for 190 3rd Ave, Neptune, NJ 07753

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 912 sqft · built 1949
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Mar 2008)
Tax Bill$7,301 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Oct 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN36-00094-0000-00001

Property Details

APN / Parcel Number

Primary APN36-00094-0000-00001
Alternative APNs
  • 36000940000000012
  • 360009400001

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area912 sqft Living Area
1st Floor Area912 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Exterior Amenities

PorchOpen Porch
Patio Area360 sqft
Shed1 Shed
Shed Area48 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerConnected

Location & Zoning

Old Parcel Number36000940000000012
Street Address190 3RD AVE
CityNEPTUNE
StateNJ
Zip07753-6227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionALSO LOT 2 NIT 1A
Legal SubdivisionPARKSIDE
Legal Block94
Legal Lot Number1
JurisdictionMONMOUTH NJ
Township / Civil DivisionNEPTUNE CITY
Census Block Group4
Census Block4024
Census Tract808100

Owner

Source: Monmouth County and Neptune City Borough records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address190 3RD AVE, NEPTUNE, NJ 07753-6227
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2026Deed of Trust, Mortgage · Line of Credit
LOANDEPOT.COM LLC
Oct 12, 2017Loan Modification, Mortgage · FHA Mortgage
HOUSING FIN AGCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 27, 2008 · Amount on Record
Deed SaleMar 27, 2008 · Amount on Record
Prior SaleApr 28, 2003 · Amount on Record
Deed Document Number200833444
Deed Book / Page8711 / 7198
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Recording DateJun 29, 2026
Property Address190 3RD AVE, NEPTUNE, NJ 07753-6227
Document Number0000052609
Book / Page9800 / 565
Instrument DateJun 9, 2026
Instrument202652609
Transaction TypeMortgage
Record UpdatedAug 6, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address190 3RD AVE, NEPTUNE, NJ 07753-6227

Mortgage

Document Number0000052609,
DateJun 29, 2026
Book Page9800/565
Instrument202652609
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 6, 2046
Interest
Rate6.36%
Max Rate-1%

October 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONMOUTH NJ
Property Address190 3RD AVE, NEPTUNE, NJ 07753-6227
Document Number0000000116
Instrument DateOct 12, 2017
Transaction TypeMortgage
Record UpdatedAug 30, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address190 3RD AVE NEPTUNE CITY NJ 077536227, NEPTUNE CITY, NJ 07753-6227

Mortgage

Document Number0000000116
DateJan 2, 2018
Book Page009265/006728
Instrument116
Lender
NameHOUSING FIN AGCY
AddressTRENTON, NJ 08650
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Monmouth County and Neptune City Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityNeptune City Borough
Unified School DistrictNeptune City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$432,900 (+4.77%) Land $240,500 Building $192,400$432,900 (+4.77%) Land $240,500 Building $192,400
2025$7,301.00 (+5.23%)$413,200 (+26.75%) Land $229,600 Building $183,600$413,200 (+26.75%) Land $229,600 Building $183,600
2024$6,938.00 (+31.75%)
2023$326,000 Land $168,100 Building $157,900$326,000 Land $168,100 Building $157,900
2022$5,266.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims5 (1995–2023)
Most Recent ClaimSep 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Xfinity.

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