190 2nd St, Ringgold, TX 76261 Property Records

Montague County property record for 190 2nd St, Ringgold, TX 76261

Property Summary

Property Type	Single Family Home
Details	1,711 sqft · built 1922
Lot Size	0.466 acres (20,313 sqft)
Owner	Individual Name on File
Last Sale	$150,381 (Dec 2022)
Tax Bill	$1,886 (2026)
Deeds & Mortgages	Dec 2022 Mortgage Dec 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`R000005665`

Property Details

APN / Parcel Number

Primary APN	`R000005665`
Alternative APN	`11400.0005.0005.0000`

Interior

Stories	1 Story
Building Area	1,711 sqft Total Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Lot Area	20,313 sqft (0.466 acres)
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	224 sqft

Location & Zoning

Account Number	11400.0005.0005.0000
Street Address	190 2ND ST
City	RINGGOLD
State	TX
Zip	76261-5279
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 5 & 6 BLK 5 ORIG RINGGOLD
Legal Subdivision	ORIGINAL TOWNSITE OF RINGGOLD
Legal Block	5
Legal Lot Number	5,6
Jurisdiction	MONTAGUE TX
Township / Civil Division	NOCONA
Census Block Group	2
Census Block	2045
Census Tract	950200

Owner

190 2nd St is owned and occupied by an individual who bought it in December 2022.

Source: Montague County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	190 2ND ST, RINGGOLD, TX 76261-5279
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2022	Vendor's Lien, Transfer · VA Mortgage GUILD MORTGAGE CO
Dec 13, 2022	Warranty Deed, Transfer MONTAGUE COUNTY ABSTRACT AND TITLE, MONTAGUE CNTY ABSTRACT & TTL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2022 · Amount on File
Deed Sale	Dec 13, 2022 · Amount on File
Prior Sale	Dec 13, 2022
Deed Document Number	20226533
Record Updated	Oct 29, 2026

December 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTAGUE TX
Recording Date	Dec 13, 2022
Property Address	190 2ND ST, RINGGOLD, TX 76261-5279
Document Number	0002206533
Map Reference	VOL 18 PG 640
Instrument Date	Dec 13, 2022
Instrument	2206533
Transaction Type	Transfer
Record Updated	Oct 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	793 WELL SERVICE RD, BOWIE, TX 76230-2067

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 2ND ST, RINGGOLD, TX 76261-5279

Mortgage

Document Number	0002206534
Date	Dec 13, 2022
Instrument	2206534

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTAGUE TX
Recording Date	Dec 13, 2022
Property Address	190 2ND ST, RINGGOLD, TX 76261-5279
Document Number	0002206532
Map Reference	VOL 18 PG 640
Instrument Date	Dec 12, 2022
Instrument	2206532
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	MONTAGUE COUNTY ABSTRACT AND TITLE, MONTAGUE CNTY ABSTRACT & TTL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1364 WINN RD, BOWIE, TX 76230-7254

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	793 WELL SERVICE RD, BOWIE, TX 76230-2067

Tax Assessment & Valuation

The 2026 property tax bill for 190 2nd St was $1,886 with a homeowner's exemption, up 197% from the year before.

Source: Montague County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montague County
Unified School District	Gold-Burg Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,886.00 (+197.01%) Homeowner's exemption	$160,060 (-) Land $350 Building $159,710	$160,060 (-) Land $350 Building $159,710
2025	$635.00 Homeowner's exemption	$160,060 Land $350 Building $159,710	$160,060 Land $350 Building $159,710
2023		$145,540 Land $350 Building $145,190	$145,540 Land $350 Building $145,190
2022	$140.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 2nd St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1989–2016)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Apr 2016 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1990 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 2nd St is high, ranking above 79% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 73% of Texas
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RRA RINGGOLD serves 172 people · EPA ID TX1690005
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comcell Fiber	1,000 / 1,000
Southwest Oklahoma Telephone Company Fiber	1,000 / 500
Windstream DSL	200 / 20
Nextlink Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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