190 1st St, Apt B, Templeton, CA 93465 Property Records

San Luis Obispo County property record for 190 1st St, Apt B, Templeton, CA 93465

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 995 sqft · built 1984
Lot Size	0.023 acres (995 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Feb 2025)
Tax Bill	$3,797 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`041-083-022`

Property Details

APN / Parcel Number

Primary APN	`041-083-022`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	995 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Condo/Apartment
Construction Type	Wood
Lot Area	995 sqft (0.023 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	190 1ST ST, B
City	TEMPLETON
State	CA
Zip	93465-5125
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF
Legal Description	TN TEMPLETON TR 1454 UT 1 & COMM AREA
Legal Subdivision	TRACT 1454
Legal Tract	1454
Legal Block	5
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	5
Census Block	5010
Census Tract	13100

Owner

190 1st St, Apt B is owned and occupied by two individuals who bought it in February 2025.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	190 1ST ST, B, TEMPLETON, CA 93465-5125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 28, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Oct 25, 2019	Grant Deed, Transfer · VA Mortgage KD CAPITAL MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2025 · Amount on File
Deed Sale	Feb 7, 2025 · Amount on File
Prior Sale	Oct 25, 2019 · Amount on File
Deed Document Number	20253373
Prior Transfer Date	Apr 4, 2007
Prior Transfer Doc	0000027092
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	190 1ST ST APT B, B, TEMPLETON, CA 93465-5125
Transaction Type	Mortgage
Record Updated	Feb 1, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 1ST ST, TEMPLETON, CA 93465-5125

Mortgage

Document Number	0000001953
Date	Jan 23, 2023
Instrument	2023001953

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	190 1ST ST APT B, B, TEMPLETON, CA 93465-5125
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 1ST ST B, B, TEMPLETON, CA 93465-5125

Mortgage

Document Number	0000053346
Date	Sep 28, 2020
Instrument	2020053346

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 25, 2019
Property Address	190 1ST ST APT B, B, TEMPLETON, CA 93465-5125
Document Number	0000047436
Map Reference	DOC 56949
Instrument Date	Oct 25, 2019
Instrument	2019047436
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 1ST ST APT B, B, TEMPLETON, CA 93465-5125

Mortgage

Document Number	0000047437
Date	Oct 25, 2019
Instrument	2019047437

Lender

Name	KD CAPITAL MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 190 1st St, Apt B was $3,797 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Templeton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$408,000 (+28.64%) Land $178,500 Building $229,500
2025	$3,797.00	$317,154 Land $153,109 Building $164,045
2023	$3,487.00 (+1.96%)	$304,840 Land $147,164 Building $157,676
2022	$3,420.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 190 1st St, Apt B in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 1st St, Apt B is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEMPLETON CSD serves 8,041 people · EPA ID CA4010019
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 485 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks, Verizon.

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