190 16th Ave S, Naples, FL 34102 Property Records

Collier County property record for 190 16th Ave S, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	3,161 sqft · built 2016
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Trust Names on File
Last Sale	$6,950,000 (Apr 2021)
Tax Bill	$79,989 (2025)
Deeds & Mortgages	Jun 2026 Sale Apr 2021 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`095200 3 15A09`

Property Details

APN / Parcel Number

Primary APN	`095200 3 15A09`
Alternative APN	`14004720000`

Interior

Stories	2 Stories
Building Area	3,161 sqft Living Area
1st Floor Area	3,161 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Masonry / Concrete Block
Lot Area	20,909 sqft (0.48 acres)
Pool Area	234 sqft
Deck Area	716 sqft

Location & Zoning

Street Address	190 16TH AVE S
City	NAPLES
State	FL
Zip	34102-7400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NAPLES
Legal Description	NAPLES T 2 BLK 3 W 23.3FT OF LOT 1, ALL OF LOTS 2, 3 + 4 + E 6.7FT OF LOT 5 + N 10FT VAC ALLEY
Legal Range	25
Legal Township	50
Legal Section	9
Legal Subdivision	NAPLES PLAN OF TIER 2
Legal Tract	095200
Legal Block	3
Legal Lot Number	1
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2008
Census Tract	500

Owner

190 16th Ave S is owner-occupied and held in a trust since June 2026.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Trust Names on File
Mailing Address	190 16TH AVE S, NAPLES, FL 34102-7400
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Apr 5, 2021	Warranty Deed, Transfer · Conventional Mortgage TD BANK NA
Jan 22, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FL INTEGRITY BK
Nov 13, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jun 11, 2018	Deed of Trust, Mortgage · Line of Credit FINEMARK NAT'L BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2021 · Amount on File
Deed Sale	Apr 5, 2021 · Amount on File
Prior Sale	Nov 13, 2019 · Amount on File
Deed Document Number	20216030681
Deed Book / Page	5920 / 1762
Last Transfer Date	Jun 17, 2026
Transfer Doc	0006843142
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 25, 2026
Property Address	190 16TH AVE S, NAPLES, FL 34102-7400
Document Number	0006843142
Book / Page	6603 / 653
Instrument Date	Jun 17, 2026
Instrument	20266843142
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	190 16TH AVE S, NAPLES, FL 34102-7400

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 5, 2021
Property Address	190 16TH AVE S, NAPLES, FL 34102-7400
Document Number	0059201762
Book / Page	5920 / 1762
Map Reference	MB 1 PG 8
Instrument Date	Mar 22, 2021
Instrument	6030681
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1963 GULF SHORE BLVD S, 1963, NAPLES, FL 34102-7565

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 16TH AVE S, NAPLES, FL 34102-7400

Mortgage

Document Number	0059201764
Date	Apr 5, 2021
Instrument	5920/1764

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	May 1, 2026
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	4.25%
Index	Other
Margin	3
Max Rate	7.25%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	190 16TH AVE S, NAPLES, FL 34102-7400
Document Number	0058830271
Instrument Date	Jan 22, 2021
Transaction Type	Mortgage
Record Updated	Feb 11, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	190 16TH AVE S NAPLES FL 341027400, NAPLES, FL 34102-7400

Mortgage

Document Number	0058830271
Date	Jan 28, 2021
Book Page	005883/000271
Instrument	5992037

Lender

Name	FIRST FL INTEGRITY BK
Type	Bank
Address	3560 KRAFT RD, NAPLES, FL 34105-5035

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 27, 2046

Interest

Rate Type	Adjustable Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 13, 2019
Property Address	190 16TH AVE S, NAPLES, FL 34102-7400
Document Number	0056943622
Book / Page	005694 / 003622
Instrument Date	Nov 8, 2019
Instrument	5789940
Transaction Type	Transfer
Record Updated	Nov 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$40,470.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	190 16TH AVE S NAPLES FL 341027400, NAPLES, FL 34102-7400

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	190 16TH AVE S, NAPLES, FL 34102-7400
Document Number	0055243685
Instrument Date	Jun 11, 2018
Transaction Type	Mortgage
Record Updated	Jul 11, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	190 16TH AVE S NAPLES FL 341027400, NAPLES, FL 34102-7400

Mortgage

Document Number	0055243685
Date	Jun 22, 2018
Book Page	005524/003685
Instrument	5575723

Lender

Name	FINEMARK NAT'L BK&TR
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Jun 21, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 190 16th Ave S was $79,989.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,115,601 (+2.7%)	$9,407,298 (-6.23%) Land $4,643,300 Building $4,763,998
2025	$79,989.00 Homeowner's exemption	$8,875,950	$10,032,291 Land $5,107,620 Building $4,924,671
2023	$91,066.00 (+22.95%)	$8,308,733 (+6.87%)	$11,612,490 (+49.36%) Land $7,606,944 Building $4,005,546
2022	$74,070.00	$7,774,978 Land $5,258,352 Building $2,516,626	$7,774,978 Land $5,258,352 Building $2,516,626

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 190 16th Ave S in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 299 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	299 in force
Nearby Flood Claims	265 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 50 claims Hurricane Ian, Oct 2022 · 94 claims Hurricane Ian, Sep 2022 · 95 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 190 16th Ave S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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