Monmouth County and Middletown Township property record for 19 Zerman Dr, Middletown, NJ 07748
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,519 sqft · built 1962 |
| Lot Size | 0.571 acres (24,849 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Jul 1987) |
| Tax Bill | $10,628 (2025) |
| Deeds & Mortgages | Dec 2022 Second Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00552-0000-00071 |
| Primary APN | 32-00552-0000-00071 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,519 sqft Living Area |
| 1st Floor Area | 2,519 sqft |
| Upper Floors Area | 650 sqft |
| Basement Area | 504 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 24,849 sqft (0.571 acres) |
| Lot Dimensions | 251 ft deep x 99 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 280 sqft |
| Patio Area | 480 sqft |
| Sewer | Connected |
|---|
| Account Number | 9325 |
|---|---|
| Street Address | 19 ZERMAN DR |
| City | MIDDLETOWN |
| State | NJ |
| Zip | 07748-1539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R22 |
| Legal Subdivision | BAYBERRY PARK SEC 2 |
| Legal Block | 552 |
| Legal Lot Number | 71 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 800701 |
19 Zerman Dr is owned and occupied by two individuals who bought it in July 1987.
Source: Monmouth County and Middletown Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19 ZERMAN DR, MIDDLETOWN, NJ 07748-1539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Nov 16, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Mar 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Nov 15, 2019 | Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 1987 · Amount on File |
| Deed Sale | Jul 27, 1987 · Amount on File |
| Deed Book / Page | 4779 / 445 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 19 ZERMAN DR, MIDDLETOWN, NJ 07748-1539 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0096285552 |
|---|---|
| Date | Dec 22, 2022 |
| Book Page | 9628/5552 |
| Instrument | 2022121162 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 19 ZERMAN DR, MIDDLETOWN, NJ 07748-1539 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2021 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0095584166 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 9558/4166 |
| Instrument | 2021166243 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 19 ZERMAN DR, MIDDLETOWN, NJ 07748-1539 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0094863510 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | 9486/3510 |
| Instrument | 2021032282 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 19 ZERMAN DR, MIDDLETOWN, NJ 07748-1539 |
| Document Number | 0000112437 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2019 |
| Title Company | RESEARCH TITLE |
| Name | Verified Name |
|---|---|
| Address | 19 ZERMAN DR MIDDLETOWN NJ 077481539, MIDDLETOWN, NJ 07748-1539 |
| Document Number | 0000112437 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 009381/007904 |
| Instrument | 112437 |
| Name | MERIDIAN HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | WESTMINSTER, MD 21157 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 24, 2049 |
The 2025 property tax bill for 19 Zerman Dr was $10,628, up 15.3% from the year before.
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $717,700 (+8.99%) Land $472,200 Building $245,500 | $717,700 (+8.99%) Land $472,200 Building $245,500 | |
| 2025 | $10,628.00 (+15.33%) | $658,500 Land $415,200 Building $243,300 | $658,500 Land $415,200 Building $243,300 |
| 2024 | $9,215.00 | ||
| 2023 | $542,200 Land $309,000 Building $233,200 | $542,200 Land $309,000 Building $233,200 | |
| 2022 | $9,053.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19 Zerman Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2007–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19 Zerman Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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