19 York Ln, Hampstead, NC 28443 Property Records

Pender County property record for 19 York Ln, Hampstead, NC 28443 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,404 sqft · built 2019
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Aug 2025)
Tax Bill	$3,189 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3281-86-4764-0000`

Property Details

APN / Parcel Number

Primary APN	`3281-86-4764-0000`
Alternative APNs	`001033990` `978261`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,404 sqft Total Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	19,602 sqft (0.45 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	001033990
Street Address	19 YORK LN
City	HAMPSTEAD
State	NC
Zip	28443-7762
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 46 PB 63/34 SENECA REEF PH 2 SEC 1
Legal Subdivision	SENECA REEF
Legal Phase	2
Legal Lot Number	46
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1001
Census Tract	920202

Owner

Source: Pender County records · APN 3281-86-4764-0000

Assessment roll updated January 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	19 YORK LN, HAMPSTEAD, NC 28443-7762
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust · Line of Credit FIRST CITIZENS BANK AND TRUST COMPANY
Apr 29, 2026	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK AND TRUST COMPANY
May 07, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 04, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Oct 21, 2019	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 08, 2025 · Amount on Record
Deed Sale	Aug 08, 2025 · Amount on Record
Prior Sale	Apr 04, 2022 · Amount on Record
Deed Document Number	202520144909
Deed Book / Page	4870 / 114
Record Updated	Sep 20, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Recording Date	Apr 29, 2026
Property Address	19 YORK LN, HAMPSTEAD, NC 28443-7762
Document Number	0020155365
Book / Page	4891 / 1120
Instrument Date	Apr 17, 2026
Instrument	2026.20155365
Record Updated	May 11, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 YORK LN, HAMPSTEAD, NC 28443-7762

Mortgage

Document Number	0020155365,
Date	Apr 29, 2026
Book Page	4891/1120
Instrument	2026.20155365

Lender

Name	FIRST CITIZENS BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Recording Date	Apr 29, 2026
Property Address	19 YORK LN, HAMPSTEAD, NC 28443-7762
Document Number	0048911120
Book / Page	4891 / 1120
Instrument Date	Apr 17, 2026
Instrument	202620155365
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 YORK LN, HAMPSTEAD, NC 28443-7762

Mortgage

Document Number	0020155365,
Date	Apr 29, 2026
Book Page	4891/1120
Instrument	202620155365

Lender

Name	FIRST CITIZENS BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	19 YORK LN, HAMPSTEAD, NC 28443-7762
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047510739
Date	May 07, 2021
Book Page	4751/739

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 01, 2051

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Apr 04, 2022
Property Address	19 YORK LN, HAMPSTEAD, NC 28443-7762
Document Number	0047841367
Book / Page	4784 / 1367
Map Reference	MB 63 PG 34
Instrument Date	Mar 30, 2022
Transaction Type	Transfer
Record Updated	Nov 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 WASHINGTON LN, WESTMINSTER, MD 21157-5875

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 YORK LN, HAMPSTEAD, NC 28443-7762

Mortgage

Document Number	0047841369
Date	Apr 04, 2022
Instrument	4784/1369

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

October 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Oct 21, 2019
Property Address	19 YORK LN, HAMPSTEAD, NC 28443-7762
Document Number	0046952510
Book / Page	4695 / 2510
Map Reference	MB 63 PG 34
Instrument Date	Oct 21, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 31, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$636.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1545, MOUNT PLEASANT, SC 29465-1545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 YORK LANE, HAMPSTEAD, NC 28443-7762

Mortgage

Document Number	0046952512
Date	Oct 21, 2019
Instrument	4695/2512

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,189.00 (+13.89%)	$661,799 (+104.75%) Land $74,750 Building $587,049	$661,799 (+104.75%) Land $74,750 Building $587,049
2023		$323,217 (-) Land $68,850 Building $254,367	$323,217 (-) Land $68,850 Building $254,367
2022	$2,800.00	$323,217 Land $68,850 Building $254,367	$323,217 Land $68,850 Building $254,367

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419202021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 142 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	146 units insured 4 under condo master policies
Nearby Flood Claims	65 (1996–2024)
Claims Outside the SFHA	26 of 65
Most Recent Claim	Aug 2024, rainfall accumulation, Tropical Storm Debby
Claims By Storm	Hurricane Florence, Sep 2018 · 28 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 10 claims Hurricane Fran, Sep 1996 · 15 claims

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	About 1 in 1,075 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 86 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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