19 Windcrest, Laguna Niguel, CA 92677 Property Records

Orange County property record for 19 Windcrest, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,847 sqft · built 1985
Lot Size	0.08 acres (3,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,560,000 (Dec 2021)
Tax Bill	$16,715 (2025)
Deeds & Mortgages	May 2026 Construction Loan Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`652-131-29`

Property Details

APN / Parcel Number

Primary APN	`652-131-29`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,847 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Lot Area	3,500 sqft (0.08 acres)
Garage Area	409 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	19 WINDCREST
City	LAGUNA BEACH
State	CA
Zip	92677-4744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12287 BLK LOT 25
Legal Subdivision	TRACT NO 12287
Legal Tract	12287
Legal Lot Number	25
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3008
Census Tract	42332

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 WINDCREST, LAGUNA NIGUEL, CA 92677-4744
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT
Dec 8, 2021	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jan 13, 2021	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jan 13, 2021	Grant Deed, Transfer · Conventional Mortgage EAST WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2021 · Amount on Record
Deed Sale	Dec 8, 2021 · Amount on Record
Prior Sale	Jan 13, 2021 · Amount on Record
Deed Document Number	2021738944
Prior Transfer Date	Dec 8, 2020
Prior Transfer Doc	0000026629
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	May 27, 2026
Property Address	19 WINDCREST, LAGUNA NIGUEL, CA 92677-4744
Document Number	0000151690
Instrument Date	May 22, 2026
Instrument	2026151690
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	19 WINDCREST, LAGUNA NIGUEL, CA 92677-4744

Mortgage

Document Number	0000151690,
Date	May 27, 2026
Instrument	2026151690

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 22, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.58%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 8, 2021
Property Address	19 WINDCREST, LAGUNA NIGUEL, CA 92677-4744
Document Number	0000738944
Map Reference	MB 538 PG 1-6
Instrument Date	Dec 6, 2021
Instrument	2021000738944
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	19 WINDCREST, LAGUNA NIGUEL, CA 92677-4744

Mortgage

Document Number	0000738945
Date	Dec 8, 2021
Instrument	2021000738945

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 13, 2021
Property Address	19 WINDCREST, LAGUNA NIGUEL, CA 92677-4744
Document Number	0000026629
Instrument Date	Dec 8, 2020
Instrument	26629
Transaction Type	Transfer
Record Updated	Jan 25, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	19744 BEACH BLVD #431 HUNTINGTON BEACH CA 926482988, 431, HUNTINGTON BEACH, CA 92648-2988

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 13, 2021
Property Address	19 WINDCREST, LAGUNA NIGUEL, CA 92677-4744
Document Number	0000026630
Map Reference	MB 538 PG 1-6
Instrument Date	Dec 1, 2020
Instrument	2021000026630
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	19744 BEACH BLVD # 431, 431, HUNTINGTON BEACH, CA 92648-2988

Mortgage

Document Number	0000026631
Date	Jan 13, 2021
Instrument	2021000026631

Lender

Name	EAST WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6.62%
Index	1-Year CMT
Max Rate	10.6%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,688,593 (+2%) Land $1,502,477 Building $186,116
2025	$16,715.00 (+3.9%)	$1,655,484 (+4.04%) Land $1,473,017 Building $182,467
2023	$16,088.00 (+1.94%)	$1,591,200 Land $1,415,817 Building $175,383
2022	$15,782.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

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