19 Wiggin Ter, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 19 Wiggin Ter, Dracut, MA 01826

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,624 sqft · built 1954
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$515,000 (Jul 2023)
Tax Bill	$5,129 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`DRAC M:58 L:25`

Property Details

APN / Parcel Number

Primary APN	`DRAC M:58 L:25`
Alternative APNs	`M:0058 B:0000 L:0025` `754312`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,624 sqft Living Area
Gross Area	2,853 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft
Unfinished Basement	651 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,500 sqft (0.172 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	754312
Street Address	19 WIGGIN TER
City	DRACUT
State	MA
Zip	01826-4430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Lot Number	25
Jurisdiction	DRACUT MA
Township / Civil Division	DRACUT
Census Block Group	1
Census Block	1006
Census Tract	314102

Owner

19 Wiggin Ter is owned and occupied by two individuals who acquired it in December 2024.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 WIGGIN TER, DRACUT, MA 01826-4430
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP
Feb 17, 2023	Deed, Transfer · Stand-Alone First Mortgage ENTERPRISE BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2023 · Amount on File
Deed Sale	Jul 25, 2023 · Amount on File
Prior Sale	Feb 17, 2023 · Amount on File
Deed Book / Page	37969 / 132
Last Transfer Date	Dec 11, 2024
Transfer Doc	0038957-26
Record Updated	Oct 29, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DRACUT MA
Recording Date	Jul 25, 2023
Property Address	19 WIGGIN TER, DRACUT, MA 01826-4430
Document Number	037969-132
Book / Page	37969 / 132
Instrument Date	Jul 25, 2023
Instrument	21474
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	19 WIGGIN TER, DRACUT, MA 01826-4430

Mortgage

Document Number	0000021475
Date	Jul 25, 2023
Instrument	21475

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Aug 1, 2030
Max Rate At Change	2.88%
Index	Other

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DRACUT MA
Recording Date	Feb 17, 2023
Property Address	19 WIGGIN TER, DRACUT, MA 01826-4430
Document Number	00037686-1
Book / Page	37686 / 1
Instrument Date	Feb 17, 2023
Instrument	4543
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 WIGGIN TER, DRACUT, MA 01826-4430

Mortgage

Document Number	0000004544
Date	Feb 17, 2023
Instrument	4544

Lender

Name	ENTERPRISE BANK & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 19 Wiggin Ter was $5,129, up 5.8% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Dracut Town
Unified School District	Dracut School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,129.00 (+5.75%)	$530,400 (+10.68%) Land $193,000 Building $337,400	$561,735 (-)
2025	$4,850.00 (+3.79%)	$479,200 (+7.16%) Land $177,100 Building $302,100	$561,735 (+4.67%)
2024	$4,673.00 (+15.67%)	$447,200 (+28.17%) Land $168,600 Building $278,600	$536,655
2023	$4,040.00	$348,900 Land $146,600 Building $202,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Wiggin Ter in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1987–2010)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Wiggin Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DRACUT WATER SUPPLY DISTRICT serves 25,808 people · EPA ID MA3079000
Water Source	Purchased surface water from LOWELL REGIONAL WATER UTILITY
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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