19 White Oaks Ln, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 19 White Oaks Ln, Reading, MA 01867

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 2,360 sqft · built 2012
Lot Size	39.9 acres (1,740,438 sqft)
Owner	Trust Name on File
Last Sale	$677,500 (Jul 2017)
Tax Bill	$10,009 (2026)
Deeds & Mortgages	May 2021 Refinance Oct 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`58A000010200`

Property Details

APN / Parcel Number

Primary APN	`58A000010200`
Alternative APNs	`READ M:019.0-0802-0003.0` `58A000010`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,360 sqft Living Area
Gross Area	3,816 sqft
Basement Area	874 sqft
Unfinished Basement	874 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Other
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	1,740,438 sqft (39.9 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	58A000010200
Street Address	19 WHITE OAKS LN
City	READING
State	MA
Zip	01867-4607
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	4
Census Block	4003
Census Tract	334100

Owner

19 White Oaks Ln, a condominium, is owner-occupied and held in a trust since July 2017.

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	19 WHITE OAKS LN, READING, MA 01867-4607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance TRUIST BANK
Oct 23, 2023	Condominium Deed, Transfer
Jul 25, 2017	Quit Claim Deed, Transfer PATRIOT COMMUNITY BANK
Mar 6, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2017 · Amount on File
Deed Sale	Jul 25, 2017 · Amount on File
Prior Sale	Mar 6, 2017 · Amount on File
Deed Book / Page	69659 / 37
Transfer Doc	0069659-37
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	19 WHITE OAKS LN, READING, MA 01867-4607
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077705-379
Date	May 6, 2021
Book Page	77705/379
Instrument	103246

Lender

Name	TRUIST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

October 2023: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	READING MA
Recording Date	Oct 23, 2023
Property Address	19 WHITE OAKS LN, READING, MA 01867-4607
Document Number	082122-246
Book / Page	82122 / 246
Instrument Date	Oct 20, 2023
Instrument	119745
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 WHITE OAKS LN, READING, MA 01867-4607

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Jul 25, 2017
Property Address	19 WHITE OAKS LN, READING, MA 01867-4607
Document Number	69659-37
Book / Page	69659 / 37
Instrument	116634
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88.78
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 WHITE OAKS LN, READING, MA 01867-4607

Mortgage

Document Number	696590041
Date	Jul 25, 2017
Instrument	69659/0041

Lender

Name	PATRIOT COMMUNITY BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	READING MA
Recording Date	Mar 6, 2017
Property Address	19 WHITE OAKS LN, READING, MA 01867-4607
Document Number	68976-404
Book / Page	068976 / 000404
Instrument Date	Feb 27, 2017
Instrument	34312
Transaction Type	Transfer
Record Updated	Mar 28, 2017

Transaction

Amount	Amount on Record
Tax	$2,815.34
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8 DOAKS LN MARBLEHEAD MA 019453533, MARBLEHEAD, MA 01945-3533

Tax Assessment & Valuation

The 2026 property tax bill for 19 White Oaks Ln was $10,009, up 1.3% from the year before.

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,009.00 (+1.3%)	$913,200 (+5.27%) Building $912,300	$1,059,655 (-0.77%)
2025	$9,881.00 (+2.1%)	$867,500 (+5.05%) Building $867,500	$1,067,895 (+3.14%)
2024	$9,678.00 (-1.8%)	$825,800 (+5.49%) Building $825,800	$1,035,405
2023	$9,855.00	$782,800 Building $782,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 White Oaks Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 19 White Oaks Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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