McDowell County property record for 19 Westerman St, Old Fort, NC 28762
| Property Type | Vacant Land |
|---|---|
| Details | 4 bd · 1 ba · 1,402 sqft · built 1914 |
| Lot Size | 0.525 acres (22,836 sqft) |
| Owner | Company Name on File |
| Last Sale | $475,000 (Jun 2023) |
| Tax Bill | $16 (2025) |
| Deeds & Mortgages | Jun 2023 Sale Apr 2023 Sale + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 0659-06-48-2143 |
| Primary APN | 0659-06-48-2143 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,402 sqft Base Area |
| 1st Floor Area | 1,402 sqft |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Other |
| Lot Area | 22,836 sqft (0.525 acres) |
| Lot Dimensions | 173 ft deep x 132 ft wide |
| Cooling System | None |
|---|
| Account Number | 73680 |
|---|---|
| Street Address | MILL CREEK PKWY |
| City | OLD FORT |
| State | NC |
| Zip | 28762 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | ROW PER PB 39 PG 78 |
| Legal Subdivision | NEW FORT SUBDIVISION |
| Legal Lot Number | 16-17 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | OLD FORT |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 970700 |
19 Westerman St, vacant land, is owned by a company that bought it in June 2023.
Source: McDowell County records, as of October 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 78 CATAWBA AVE, OLD FORT, NC 28762-8920 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 2, 2023 | Warranty Deed, Transfer |
| Apr 28, 2023 | Warranty Deed, Transfer |
| Sep 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 16, 2021 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2023 · Amount on File |
| Deed Sale | Jun 2, 2023 · Amount on File |
| Prior Sale | Apr 28, 2023 · Amount on File |
| Deed Document Number | 20232521 |
| Deed Book / Page | 1436 / 908 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Jun 2, 2023 |
| Property Address | MILL CREEK PKWY, OLD FORT, NC 28762 |
| Document Number | 0014360908 |
| Book / Page | 1436 / 908 |
| Map Reference | PL 38 PG 86 |
| Instrument Date | May 31, 2023 |
| Instrument | 2023002521 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $950.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 78 CATAWBA AVE, OLD FORT, NC 28762-8920 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 11 MOUNTAIN VIEW AVE, SAN RAFAEL, CA 94901-1345 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Apr 28, 2023 |
| Property Address | MILL CREEK PKWY, OLD FORT, NC 28762 |
| Document Number | 0014330527 |
| Book / Page | 1433 / 527 |
| Map Reference | MB 38 PG 86 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 2023001928 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $950.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 78 CATAWBA AVE, OLD FORT, NC 28762-8920 |
| Name | Verified Name |
|---|---|
| Address | 1008 GREEN OAKS PKWY, HOLLY SPRINGS, NC 27540-7971 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Sep 21, 2022 |
| Property Address | MILL CREEK PKWY, OLD FORT, NC 28762 |
| Document Number | 0014130570 |
| Book / Page | 1413 / 570 |
| Map Reference | MB 38 PG 86 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 2022005583 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $884.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19 SALISBURY AVE, OLD FORT, NC 28762-9311 |
| Document Number | 2022005584 |
|---|---|
| Date | Sep 21, 2022 |
| Instrument | 2022005584 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Aug 16, 2021 |
| Property Address | MILL CREEK PKWY, OLD FORT, NC 28762 |
| Document Number | 0013650697 |
| Book / Page | 1365 / 697 |
| Map Reference | MB 1 PG 91 |
| Instrument Date | Aug 16, 2021 |
| Instrument | 2021005268 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 78 CATAWBA AVE, OLD FORT, NC 28762-8920 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 19 Westerman St was $16.
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Municipality | Old Fort Town |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16.00 | $2,500 Land $2,500 | |
| 2023 | $329.00 | $50,000 Land $50,000 | $2,500 Land $2,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 19 Westerman St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 20 (1983–2024) |
| Claims Outside the SFHA | 6 of 20 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19 Westerman St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OLD FORT serves 1,700 people · EPA ID NC0156025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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