19 W Main St, Chester, CT 06412 Property Records

Chester Town property record for 19 W Main St, Chester, CT 06412

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,363,500 (Apr 2025)
Tax Bill	$16,340 (2025)
Deeds & Mortgages	Apr 2025 Sale May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CHES M:14 B:324`

Property Details

APN / Parcel Number

Primary APN	`CHES M:14 B:324`
Alternative APNs	`CSTR M:14 B:324` `00041600` `41600`

Exterior

Lot Area	32,670 sqft (0.75 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	41600
Street Address	19 W MAIN ST
City	CHESTER
State	CT
Zip	06412-1302
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	R-1
Legal Subdivision	RIDGELY CONDO
Legal Block	324
Jurisdiction	CHESTER CT
Township / Civil Division	CHESTER
Census Block Group	1
Census Block	1022
Census Tract	600100

Owner

Source: Chester Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 W MAIN ST, CHESTER, CT 06412-1302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2025	Warranty Deed, Transfer NONE AVILABALE
May 4, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage LITCHFIELD BANCORP
May 4, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage LITCHFIELD BANCORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2025 · Amount on Record
Deed Sale	Apr 15, 2025 · Amount on Record
Prior Sale	May 4, 2021 · Amount on Record
Deed Document Number	20252025-00000385
Deed Book / Page	186 / 627
Record Updated	Oct 29, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER CT
Recording Date	Apr 15, 2025
Property Address	19 W MAIN ST, CHESTER, CT 06412-1302
Document Number	000186-627
Book / Page	186 / 627
Instrument Date	Apr 8, 2025
Instrument	2025-00000385
Transaction Type	Transfer
Record Updated	May 1, 2025
Title Company	NONE AVILABALE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER CT
Recording Date	May 4, 2021
Property Address	19 W MAIN ST, CHESTER, CT 06412-1302
Document Number	178-334
Book / Page	178 / 334
Instrument Date	May 3, 2021
Transaction Type	Transfer
Record Updated	May 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	178337
Date	May 4, 2021
Instrument	178/337

Lender

Name	LITCHFIELD BANCORP
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTER CT
Recording Date	May 4, 2021
Property Address	19 W MAIN ST, CHESTER, CT 06412-1302
Document Number	000178-334
Book / Page	178 / 334
Instrument Date	May 3, 2021
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000178337
Date	May 4, 2021
Instrument	178/337

Lender

Name	LITCHFIELD BANCORP
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Chester Town
Elementary School District	Chester School District (PK - 06)
Secondary School District	Regional School District 04 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,340.00	$603,400 (+40.24%) Land $106,260 Building $497,140	$422,380 Land $74,382 Building $347,998
2024	$16,340.00 (+27.87%)
2023	$12,779.00 (+0.68%)	$430,260 (-) Land $105,340 Building $324,920
2022	$12,693.00	$430,260 Land $105,340 Building $324,920

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-CHESTER SYSTEM private · serves 5,030 people · EPA ID CT0261031
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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