19 W Cove Rd, Moodus, CT 06469 Property Records

East Haddam Town property record for 19 W Cove Rd, Moodus, CT 06469

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 3,028 sqft · built 2001
Lot Size1.56 acres (67,954 sqft)
Owner2 Individual Names on File
Last Sale$100,000 (Aug 1999)
Tax Bill$12,254 (2025)
Deeds & MortgagesJul 2026 Mortgage
Aug 2020 Refinance
Flood ZoneZone X (minimal risk)
APNEHDM M:M75 L:L160

Property Details

APN / Parcel Number

Primary APNEHDM M:M75 L:L160
Alternative APNs
  • 00430300
  • 430300

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,028 sqft Living Area
Gross Area5,700 sqft
1st Floor Area1,356 sqft
Basement Area1,314 sqft
Unfinished Basement1,332 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeHip
Roof MaterialAsphalt
Lot Area67,954 sqft (1.56 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number430300
Street Address19 W COVE RD
CityMOODUS
StateCT
Zip06469-1300
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeL
Legal Lot NumberL160
JurisdictionEAST HADDAM CT
Township / Civil DivisionEAST HADDAM
Census Block Group3
Census Block3021
Census Tract595102

Owner

19 W Cove Rd is owned and occupied by two individuals who bought it in August 1999.

Source: East Haddam Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address19 W COVE RD, MOODUS, CT 06469-1300
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2026Deed of Trust, Mortgage
ESSEX BANK
Aug 31, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 1999 · Amount on File
Deed SaleAug 24, 1999 · Amount on File
Deed Book / Page464 / 106
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAST HADDAM CT
Recording DateJul 8, 2026
Property Address19 W COVE RD, MOODUS, CT 06469-1300
Document Number0000000936
Book / Page1231 / 7
Instrument DateJun 12, 2026
Instrument2026936
Transaction TypeMortgage
Record UpdatedJul 29, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 W COVE RD, MOODUS, CT 06469-1300

Mortgage

Document Number0000000936,
DateJul 8, 2026
Book Page1231/7
Instrument2026936
Lender
NameESSEX BANK
Agreement
AmountAmount on Record
Term120 Months
DueAug 1, 2036
Interest
Rate6.36%
Max Rate-1%

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAST HADDAM CT
Property Address19 W COVE RD, MOODUS, CT 06469-1300
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1096-57
DateAug 31, 2020
Book Page1096/57
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 19 W Cove Rd was $12,254.

Source: East Haddam Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionEast Haddam Town
Unified School DistrictEast Haddam School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,254.00$436,710 (-) Land $143,760 Building $292,950$305,697 Land $100,632 Building $205,065
2024$12,254.00 (+4.86%)$436,710 (-) Land $143,760 Building $292,950
2023$11,686.00 (-2.8%)$436,710 (+15.47%) Land $143,760 Building $292,950
2022$12,023.00$378,190 Land $149,570 Building $228,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 W Cove Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 W Cove Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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