19 Vinal Ave, Somerville, MA 02143 Property Records

Middlesex County and Somerville City property record for 19 Vinal Ave, Somerville, MA 02143

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,109 sqft · built 1915
Lot Size	0.09 acres (3,925 sqft)
Owner	2 Individual Names on File
Last Sale	$760,000 (Mar 2015)
Tax Bill	$18,914 (2026)
Deeds & Mortgages	Mar 2022 Line of Credit May 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`73-A-54`

Property Details

APN / Parcel Number

Primary APN	`73-A-54`
Alternative APNs	`SOME M:73 B:A L:54` `16556135`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,109 sqft Living Area
Gross Area	3,798 sqft
Basement Area	950 sqft
Unfinished Basement	950 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,925 sqft (0.09 acres)
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	16556135
Street Address	19 VINAL AVE
City	SOMERVILLE
State	MA
Zip	02143-1806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR
Legal Block	A
Legal Lot Number	54
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1009
Census Tract	351300

Owner

19 Vinal Ave is owned and occupied by two individuals who bought it in March 2015.

Source: Middlesex County and Somerville City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 VINAL AVE, SOMERVILLE, MA 02143-1806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 14, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 13, 2020	Deed of Trust, Mortgage · ARM CITIZENS BANK OF RHODE ISLAND
Nov 17, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2015 · Amount on File
Deed Sale	Mar 16, 2015 · Amount on File
Deed Book / Page	65059 / 518
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	19 VINAL AVE, SOMERVILLE, MA 02143-1806
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079820-581
Date	Mar 15, 2022
Book Page	79820/581
Instrument	38759

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	19 VINAL AVE, SOMERVILLE, MA 02143-1806
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084086-574
Date	May 14, 2025
Book Page	84086/574
Instrument	52029

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	19 VINAL AVE, SOMERVILLE, MA 02143-1806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75103-60
Date	Jul 13, 2020
Book Page	75103/60
Instrument	112269

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Aug 1, 2025
Index	LIBOR

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	19 VINAL AVE, SOMERVILLE, MA 02143-1806
Document Number	72008-170
Instrument Date	Nov 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 2, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 VINAL AVE SOMERVILLE MA 021431806, SOMERVILLE, MA 02143-1806

Mortgage

Document Number	72008-170
Date	Dec 14, 2018
Book Page	072008/000170
Instrument	190129

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 19 Vinal Ave was $18,914, up 6.6% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$18,914.00 (+6.61%)	$1,722,600 (+5.93%) Land $642,100 Building $1,080,500	$1,711,036 (+29.39%)
2025	$17,741.00 (+7.47%)	$1,626,100 (+3.63%) Land $611,500 Building $1,014,600	$1,322,400
2024	$16,508.00 (+7.71%)	$1,569,200 (+5.86%) Land $611,500 Building $957,700
2023	$15,327.00	$1,482,300 Land $611,500 Building $870,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Vinal Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 19 Vinal Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,083 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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