19 Vernon St, Franklin, OH 45005 Property Records

Warren County property record for 19 Vernon St, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 728 sqft · built 1952
Lot Size	0.216 acres (9,450 sqft)
Owner	Individual Name on File
Last Sale	$164,900 (Oct 2025)
Tax Bill	$1,649 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-26-306-019-0`

Property Details

APN / Parcel Number

Primary APN	`04-26-306-019-0`
Alternative APNs	`0426306019` `426306019` `2115638`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	728 sqft Living Area
Gross Area	800 sqft
1st Floor Area	728 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	9,450 sqft (0.216 acres)
Lot Dimensions	175 ft deep x 54 ft wide
Porch	Enclosed Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2115638
Street Address	19 VERNON ST
City	FRANKLIN
State	OH
Zip	45005-1740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELLISON LOT 5
Legal Range	5
Legal Township	2
Legal Section	26
Legal Subdivision	ELLISON
Legal Block	638
Legal Lot Number	5
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2035
Census Tract	32501

Owner

19 Vernon St is owned and occupied by an individual who bought it in October 2025.

Source: Warren County records, as of July 10, 2026

Owner of Record	Individual Name on File
Mailing Address	19 VERNON ST, FRANKLIN, OH 45005-1740
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 13, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2025 · Amount on File
Deed Sale	Oct 21, 2025 · Amount on File
Prior Sale	Aug 13, 2020 · Amount on File
Deed Document Number	202526541
Prior Transfer Date	Oct 11, 2011
Prior Transfer Doc	0054030165
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Oct 21, 2025
Property Address	19 VERNON ST, FRANKLIN, OH 45005-1740
Document Number	0000026541
Map Reference	MB 2 PG 296&297
Instrument Date	Oct 17, 2025
Instrument	2025-026541
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 VERNON ST, FRANKLIN, OH 45005-1740

Mortgage

Document Number	0000026542
Date	Oct 21, 2025
Instrument	2025-026542

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN OH
Recording Date	Aug 13, 2020
Property Address	19 VERNON ST, FRANKLIN, OH 45005-1740
Document Number	0000030494
Instrument Date	Jul 27, 2020
Instrument	30494
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 VERNON ST FRANKLIN OH 450051740, FRANKLIN, OH 45005-1740

Tax Assessment & Valuation

The 2025 property tax bill for 19 Vernon St was $1,649, up 8.6% from the year before.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,649.00 (+8.56%)	$32,320 (+0.01%) Land $15,750 Building $16,570	$92,330 (-) Land $45,000 Building $47,330
2024	$1,519.00 (+26.27%)	$32,316 (+40.79%) Land $15,750 Building $16,566	$92,330 Land $45,000 Building $47,330
2023	$1,203.00 (+3.26%) Homeowner's exemption	$22,953 (-) Land $9,685 Building $13,268
2022	$1,165.00 Homeowner's exemption	$22,953 Land $9,685 Building $13,269	$65,580 (-) Land $27,670 Building $37,910
2021			$65,580 Land $27,670 Building $37,910

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 19 Vernon St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1990)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Vernon St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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