19 Trout Cir, Nancy, KY 42544 Property Records

Wayne County property record for 19 Trout Cir, Nancy, KY 42544

Property Summary

Property Type	Mobile Home
Details	1,112 sqft · built 1996
Lot Size	0.34 acres (14,878 sqft)
Owner	Company Name on Record
Tax Bill	$761 (2025)
Deeds & Mortgages	Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A-14-047.00ETC`

Property Details

APN / Parcel Number

Primary APN	`A-14-047.00ETC`
Alternative APNs	`22953` `44685`

Interior

Stories	1 Story
Building Area	1,112 sqft Living Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	14,878 sqft (0.34 acres)
Garage Type	Detached
Garage Area	864 sqft
Driveway	Gravel Driveway
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	228 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	44685
Street Address	19 TROUT CIR
City	NANCY
State	KY
Zip	42544-4450
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	CLEARWATER SUB # 2 SEC A LOTS 87-88
Legal Subdivision	CLEARWATER SUB
Legal Block	A
Legal Lot Number	87-88
Jurisdiction	WAYNE KY
Township / Civil Division	MILL SPRINGS
Census Block Group	3
Census Block	3015
Census Tract	920102

Owner

Source: Wayne County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3025 BRASSFIELD RD, RICHMOND, KY 40475-9555
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 30, 2023
Transfer Doc	000408/732
Record Updated	Oct 29, 2026

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WAYNE KY
Recording Date	Jun 20, 2017
Property Address	19 TROUT CIR, NANCY, KY 42544
Document Number	372/214
Book / Page	372 / 214
Map Reference	MB 01 PG 05
Instrument Date	Jun 7, 2017
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3025 BRASSFIELD RD, RICHMOND, KY 40475-9555
Investor	Possibly a Property Investor

Mortgage

Document Number	407570
Date	Jun 20, 2017
Instrument	407/570

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	33.7%
Max Rate At Change	52.5%
Max Rate	10.2%

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Wayne County
Unified School District	Wayne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,000 (-) Land $15,000 Building $69,000	$84,000 (-) Land $15,000 Building $69,000
2025	$761.00 (-6.51%)	$84,000 (-)	$84,000 (-)
2023	$814.00	$84,000	$84,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN PULASKI CO WATER DISTRICT serves 23,264 people · EPA ID KY1000363
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Trout Cir

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