19 Timber Ridge Trl, Lorena, TX 76655 Property Records

McLennan County property record for 19 Timber Ridge Trl, Lorena, TX 76655

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,795 sqft · built 1999
Lot Size	0.853 acres (37,174 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,662 (2025)
Deeds & Mortgages	Jun 2026 Sale Jul 2018 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`30-084800-001700-4`

Property Details

APN / Parcel Number

Primary APN	`30-084800-001700-4`
Alternative APNs	`3008480000170040111` `131165`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,795 sqft Living Area
Gross Area	4,369 sqft
1st Floor Area	2,287 sqft
2nd Floor Area	1,182 sqft
Upper Floors Area	326 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	37,174 sqft (0.853 acres)
Garage Type	Attached
Garage Area	574 sqft
Driveway	Concrete Driveway
Driveway Area	3,500 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	503 sqft
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	19 TIMBER RIDGE TRL
City	LORENA
State	TX
Zip	76655-3035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	TIMBER CREEK LOT 17 BLOCK 1 ACRES .8534
Legal Subdivision	TIMBER CREEK
Legal Block	1
Legal Lot Number	17
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1035
Census Tract	3712

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	114 CROSSCUT LN, SUMMERVILLE, SC 29486-8758
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 10, 2018	Deed of Trust, Mortgage · Construction Mortgage CENTRAL NATIONAL BANK
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage BOKF NA
Jan 6, 2019	Loan Modification, Mortgage CENTRAL NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 29, 2026
Transfer Doc	0000020700
Record Updated	Oct 29, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jun 30, 2026
Property Address	19 TIMBER RIDGE TRL, LORENA, TX 76655-3035
Document Number	0000020700
Instrument Date	Jun 29, 2026
Instrument	202620700
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	114 CROSSCUT LN, SUMMERVILLE, SC 29486-8758
Investor	Possibly a Property Investor

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	19 TIMBER RIDGE TRL, LORENA, TX 76655-3035
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023201
Date	Jul 10, 2018
Instrument	2018023201

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Address	WOODWAY, TX 76712

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	19 TIMBER RIDGE TRL, LORENA, TX 76655-3035
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029708
Date	Aug 25, 2020
Instrument	2020029708

Lender

Name	BOKF NA
Type	Bank
Address	TULSA, OK 74153

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	19 TIMBER RIDGE TRL, LORENA, TX 76655-3035
Document Number	0000010056
Instrument Date	Jan 6, 2019
Transaction Type	Mortgage
Record Updated	Apr 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 TIMBER RIDGE TRL LORENA TX 766553035, LORENA, TX 76655-3035

Mortgage

Document Number	0000010056
Date	Mar 26, 2019
Instrument	10056

Lender

Name	CENTRAL NAT'L BK
Type	Bank
Address	WACO, TX 76712

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Mar 25, 2029

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Unified School District	Lorena Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$674,828 (-1.46%) Land $95,909 Building $578,919	$674,828 (-1.46%) Land $95,909 Building $578,919
2025	$5,662.00 (-13.77%) Homeowner's exemption Senior Citizen's exemption	$684,860 (-15.98%) Land $86,990 Building $597,870	$684,860 (-15.98%) Land $86,990 Building $597,870
2024	$6,566.00 (+4.9%)
2023		$815,130 Land $86,990 Building $728,140	$815,130 Land $86,990 Building $728,140
2022	$6,259.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 63% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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