19 Surrey Ln, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 19 Surrey Ln, Natick, MA 01760

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,738 sqft · built 1950
Lot Size	0.245 acres (10,668 sqft)
Owner	2 Individual Names on File
Last Sale	$960,000 (Oct 2020)
Tax Bill	$13,288 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Oct 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`32-0000012C`

Property Details

APN / Parcel Number

Primary APN	`32-0000012C`
Alternative APN	`NATI M:00000032 P:0000012C`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,738 sqft Living Area
1st Floor Area	609 sqft
Basement Area	592 sqft
Unfinished Basement	592 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2014
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	10,668 sqft (0.245 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	32-0000012C
Street Address	19 SURREY LN
City	NATICK
State	MA
Zip	01760-3344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Legal Subdivision	PLAN 19356A
Jurisdiction	NATICK MA
Township / Civil Division	NATICK
Census Block Group	2
Census Block	2005
Census Tract	382602

Owner

19 Surrey Ln is owned and occupied by two individuals who bought it in October 2020.

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 SURREY LN, NATICK, MA 01760-3344
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage METRO CU
Oct 28, 2020	Quit Claim Deed, Transfer · Conventional Mortgage WILLIAM RAVEIS MTG
Aug 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2020 · Amount on File
Deed Sale	Oct 28, 2020 · Amount on File
Prior Sale	Jan 15, 2014 · Amount on File
Prior Transfer Date	Oct 16, 2020
Prior Transfer Doc	1858356
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	19 SURREY LN, NATICK, MA 01760-3344
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001987128
Date	Oct 20, 2025
Instrument	1987128

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2035

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Oct 28, 2020
Property Address	19 SURREY LN, NATICK, MA 01760-3344
Document Number	0001858356
Instrument Date	Oct 16, 2020
Instrument	1858356
Transaction Type	Transfer
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,378.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 SURREY LN NATICK MA 017603344, NATICK, MA 01760-3344

Mortgage

Document Number	1858357
Date	Oct 28, 2020
Instrument	1858357

Lender

Name	WILLIAM RAVEIS MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	19 SURREY LN, NATICK, MA 01760-3344
Document Number	0000020351
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 SURREY LN NATICK MA 017603344, NATICK, MA 01760-3344

Mortgage

Document Number	0000020351
Date	Aug 9, 2019
Instrument	20351

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 8, 2029

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	19 SURREY LN, NATICK, MA 01760-3344
Document Number	0000085574
Instrument Date	Apr 12, 2018
Transaction Type	Mortgage
Record Updated	May 8, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0000085574
Date	Apr 17, 2018
Instrument	85574

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 16, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 19 Surrey Ln was $13,288, up 4.4% from the year before.

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,288.00 (+4.44%)	$1,111,000 (+7.05%) Land $476,600 Building $634,400	$1,166,315
2024	$12,723.00 (+3.92%)	$1,037,800 (+7.14%) Land $451,500 Building $586,300
2023	$12,243.00	$968,600 Land $421,300 Building $547,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Surrey Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Surrey Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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