Franklin County property record for 19 Surf Dr, Panacea, FL 32346 · Last verified August 2026
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.229 acres (9,975 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $374 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 32-06S-01W-1060-0004-0080 |
| Primary APN | 32-06S-01W-1060-0004-0080 |
|---|---|
| Alternative APN |
|
| Lot Area | 9,975 sqft (0.229 acres) |
|---|---|
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Street Address | 19 SURF DR |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-6112 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | SUN N SANDS UNIT 1 BLOCK 4 LOT 8 844/112 1046/383 |
| Legal Range | 01W |
| Legal Township | 06S |
| Legal Section | 32 |
| Legal Subdivision | SUN N SANDS |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Legal Unit | 1 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | CARRABELLE |
| Census Block Group | 2 |
| Census Block | 2138 |
| Census Tract | 970102 |
Source: Franklin County records · APN 32-06S-01W-1060-0004-0080
Assessment roll updated November 26, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 271, BLAKELY, GA 39823-0271 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Sep 28, 2011 |
| Transfer Doc | 0019015368 |
| Record Updated | Sep 20, 2026 |
Source: Franklin County records · Assessment roll updated November 26, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $374.00 (+4.18%) | $41,500 (-) Land $41,500 | $41,500 (-) Land $41,500 |
| 2024 | $359.00 (+15.06%) | $41,500 (+33.87%) Land $41,500 | $41,500 (+33.87%) Land $41,500 |
| 2023 | $312.00 (-2.5%) | $31,000 (-) Land $31,000 | $31,000 (-) Land $31,000 |
| 2022 | $320.00 | $31,000 Land $31,000 | $31,000 Land $31,000 |
Source: FEMA National Flood Hazard Layer, Franklin County (12037C), updated April 23, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120379701022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 14.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 293 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 329 units insured 36 under condo master policies |
| Nearby Flood Claims | 72 (2005–2024) |
| Most Recent Claim | Sep 2024, tidal / storm surge, Hurricane Helene |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 61% of the US · above 35% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 671 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 41 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 1,000 / 50 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures