Bergen County and Edgewater Borough property record for 19 Sterling Pl, Edgewater, NJ 07020
| Property Type | Single Family Home |
|---|---|
| Details | 2,231 sqft · built 1920 |
| Lot Size | 0.105 acres (4,591 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $641,500 (Jan 2016) |
| Tax Bill | $12,007 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Mar 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00019-0000-00009 |
| Primary APN | 13-00019-0000-00009 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,231 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 4,591 sqft (0.105 acres) |
| Lot Dimensions | 112 ft deep x 41 ft wide |
| Street Address | 19 STERLING PL |
|---|---|
| City | EDGEWATER |
| State | NJ |
| Zip | 07020-1414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 41X112 0.1054 |
| Legal Subdivision | JOHN S WATKINS HOMESTEAD |
| Legal Block | 19 |
| Legal Lot Number | 9 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | EDGEWATER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 13002 |
19 Sterling Pl is owned and occupied by two individuals who bought it in January 2016.
Source: Bergen County and Edgewater Borough records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 19 STERLING PL, EDGEWATER, NJ 07020-1414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Mar 22, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jul 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2016 · Amount on File |
| Deed Sale | Jan 20, 2016 · Amount on File |
| Prior Sale | Jul 22, 1996 · Amount on File |
| Deed Document Number | 20165114 |
| Deed Book / Page | 2161 / 2207 |
| Prior Transfer Date | Feb 2, 1998 |
| Prior Transfer Doc | 0000028461 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 10, 2026 |
| Property Address | 19 STERLING PL, EDGEWATER, NJ 07020-1414 |
| Document Number | 0000038379 |
| Book / Page | 5816 / 1095 |
| Instrument Date | May 12, 2026 |
| Instrument | 202638379 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CSC DOCUMENT RECORDING |
| Name | Verified Name |
|---|---|
| Address | 19 STERLING PL, EDGEWATER, NJ 07020-1414 |
| Investor | Possibly a Property Investor |
| Document Number | 0000038379, |
|---|---|
| Date | Jun 10, 2026 |
| Book Page | 5816/1095 |
| Instrument | 202638379 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | May 17, 2051 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 19 STERLING PL, EDGEWATER, NJ 07020-1414 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 19 STERLING PL 1, 1, EDGEWATER, NJ 07020-1414 |
| Document Number | 0049560933 |
|---|---|
| Date | Mar 22, 2023 |
| Book Page | 4956/933 |
| Instrument | 2023020295 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 287 Months |
| Due | Feb 24, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 19 STERLING PL, EDGEWATER, NJ 07020-1414 |
| Document Number | 0037070173 |
| Instrument Date | Jul 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 19 STERLING PL EDGEWATER NJ 070201414, EDGEWATER, NJ 07020-1414 |
| Document Number | 0037070173 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 003707/000173 |
| Instrument | 85787 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 14, 2040 |
The 2025 property tax bill for 19 Sterling Pl was $12,007, up 6.4% from the year before.
Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Edgewater Borough |
| Unified School District | Edgewater Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $765,000 (+4.81%) Land $386,100 Building $378,900 | $765,000 (+4.81%) Land $386,100 Building $378,900 | |
| 2025 | $12,007.00 (+6.37%) | $729,900 Land $366,500 Building $363,400 | $729,900 Land $366,500 Building $363,400 |
| 2024 | $11,288.00 | ||
| 2023 | $681,600 Land $337,700 Building $343,900 | $681,600 Land $337,700 Building $343,900 | |
| 2022 | $10,750.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19 Sterling Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1981–1989) |
| Most Recent Claim | May 1989 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19 Sterling Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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