19 Spruce Ln, Ansonia, CT 06401 Property Records

Ansonia City property record for 19 Spruce Ln, Ansonia, CT 06401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,320 sqft · built 1938
Lot Size	0.23 acres (10,019 sqft)
Last Sale	$156,000 (Sep 2020)
Tax Bill	$4,060 (2026)
Deeds & Mortgages	May 2026 Line of Credit Oct 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`53080`

Property Details

APN / Parcel Number

Primary APN	`53080`
Alternative APN	`ANSO M:008 B:0009 L:0043`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,320 sqft Living Area
Gross Area	2,533 sqft
1st Floor Area	800 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	53080
Street Address	19 SPRUCE LN
City	ANSONIA
State	CT
Zip	06401-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	9
Legal Lot Number	43
Jurisdiction	ANSONIA CT
Township / Civil Division	ANSONIA
Census Block Group	1
Census Block	1013
Census Tract	125300

Owner

Source: Ansonia City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 22, 2025	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Mar 12, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LCC
Dec 23, 2024	Deed of Trust, Mortgage · FHA Mortgage KIND LENDING
Apr 1, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Mar 13, 2017	Deed of Trust, Mortgage CT HOUSING FINANCE AUTHORITY
Sep 10, 2020	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Last Sale	Sep 10, 2020 · Amount on Record
Deed Sale	Sep 10, 2020 · Amount on Record
Prior Sale	Jun 15, 2016
Deed Document Number	20201779800003
Deed Book / Page	581 / 143
Transfer Doc	000542-641
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Recording Date	May 7, 2026
Property Address	19 SPRUCE LN, ANSONIA, CT 06401-1004
Document Number	00639-1056
Book / Page	639 / 1056
Instrument Date	Apr 30, 2026
Instrument	20262010330011
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Mortgage

Document Number	2010330011,
Date	May 7, 2026
Book Page	639/1056
Instrument	20262010330011

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	19 SPRUCE LN, ANSONIA, CT 06401-1004
Transaction Type	Mortgage
Record Updated	Nov 12, 2025

Mortgage

Document Number	00634-1079
Date	Oct 22, 2025
Book Page	634/1079
Instrument	1992190015

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	19 SPRUCE LN, ANSONIA, CT 06401-1004
Transaction Type	Mortgage
Record Updated	Mar 27, 2025

Mortgage

Document Number	000629-422
Date	Mar 12, 2025
Book Page	629/422
Instrument	1971310011

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Interest

Rate Type	Adjustable Rate

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	19 SPRUCE LN, ANSONIA, CT 06401-1004
Transaction Type	Mortgage
Record Updated	Jan 16, 2025

Mortgage

Document Number	000627-819
Date	Dec 23, 2024
Book Page	627/819
Instrument	1964210018

Lender

Name	KIND LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2050

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	19 SPRUCE LN, ANSONIA, CT 06401-1004
Transaction Type	Mortgage
Record Updated	Dec 5, 2024

Mortgage

Document Number	000602-924
Date	Apr 1, 2022
Book Page	602/924
Instrument	1855930005

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	May 1, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANSONIA CT
Property Address	19 SPRUCE LN, ANSONIA, CT 06401-1004
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Mortgage

Document Number	00549-1053
Date	Mar 13, 2017
Book Page	549/1053
Instrument	1614420005

Lender

Name	CT HOUSING FINANCE AUTHORITY
Type	Government Agency

Agreement

Amount	Amount Recorded

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANSONIA CT
Recording Date	Sep 10, 2020
Property Address	19 SPRUCE LN, ANSONIA, CT 06401-1004
Document Number	000581-143
Book / Page	581 / 143
Instrument Date	Sep 3, 2020
Instrument	1779800003
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Mortgage

Document Number	1779810019
Date	Sep 10, 2020
Instrument	1779810019

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ansonia City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Ansonia City
Unified School District	Ansonia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,060.00 (+3.18%)	$137,830 (-) Land $38,080 Building $99,750	$325,982 (+237.87%)
2025	$3,935.00	$137,830 (-) Land $38,080 Building $99,750	$96,481 Land $26,656 Building $69,825
2024	$3,935.00 (+8.79%)
2023	$3,617.00 (-2.27%)	$137,830 (+40.79%) Land $38,080 Building $99,750
2022	$3,701.00	$97,900 Land $46,400 Building $51,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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