19 Spring St, Budd Lake, NJ 07828 Property Records

Morris County and Mount Olive Township property record for 19 Spring St, Budd Lake, NJ 07828

Property Summary

Property Type	Single Family Home
Details	1,248 sqft · built 1945
Lot Size	0.293 acres (12,750 sqft)
Owner	2 Individual Names on File
Last Sale	$372,000 (Nov 2022)
Tax Bill	$7,005 (2024)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Apr 2020 Mortgage + 1 more
APN	`27-03302-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`27-03302-0000-00004`
Alternative APNs	`270330200004` `06008710`

Interior

Stories	1 Story
Building Area	1,248 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Construction Type	Frame
Lot Area	12,750 sqft (0.293 acres)
Lot Dimensions	85 ft deep x 150 ft wide

Location & Zoning

Account Number	06008710
Street Address	19 SPRING ST
City	BUDD LAKE
State	NJ
Zip	07828-2443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	ADDITIONAL LOTS: B180 L17
Legal Subdivision	FOREST PARK
Legal Block	3302
Legal Lot Number	4
Jurisdiction	MORRIS NJ
Township / Civil Division	MOUNT OLIVE
Census Block Group	1
Census Block	1022
Census Tract	46108

Owner

19 Spring St is owned and occupied by two individuals who bought it in November 2022.

Source: Morris County and Mount Olive Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 SPRING ST, BUDD LAKE, NJ 07828-2443
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 9, 2020	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE
Apr 11, 2019	Grant Deed, Transfer · VA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2022 · Amount on File
Deed Sale	Nov 17, 2022 · Amount on File
Prior Sale	Apr 11, 2019 · Amount on File
Deed Document Number	202273841
Deed Book / Page	24528 / 1932
Record Updated	Sep 20, 2026

November 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MORRIS NJ
Recording Date	Nov 17, 2022
Property Address	19 SPRING ST, BUDD LAKE, NJ 07828-2443
Document Number	0245281932
Book / Page	24528 / 1932
Instrument Date	Oct 26, 2022
Instrument	2022073841
Transaction Type	Transfer
Record Updated	Dec 1, 2022
Title Company	CARNEGIE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,946.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 MOUNT RASCAL RD, 5, HACKETTSTOWN, NJ 07840-4629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 SPRING ST, BUDD LAKE, NJ 07828-2443

Mortgage

Document Number	2022073842
Date	Nov 17, 2022
Instrument	2022073842

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	19 SPRING ST, BUDD LAKE, NJ 07828-2443
Document Number	0237620366
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 SPRING ST BUDD LAKE NJ 078282443, BUDD LAKE, NJ 07828-2443

Mortgage

Document Number	0237620366
Date	Apr 30, 2020
Book Page	023762/000366
Instrument	26208

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 29, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Apr 11, 2019
Property Address	19 SPRING ST, BUDD LAKE, NJ 07828-2443
Document Number	0235190477
Book / Page	023519 / 000477
Instrument Date	Apr 10, 2019
Instrument	17442
Transaction Type	Transfer
Record Updated	Nov 29, 2019
Title Company	FOUNDATION TITLE LLC - ROSELA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 SPRING ST BUDD LAKE NJ 078282443, BUDD LAKE, NJ 07828-2443

Mortgage

Document Number	235190483
Date	Apr 11, 2019
Book Page	023519/000483
Instrument	17443

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2049

Tax Assessment & Valuation

Source: Morris County and Mount Olive Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Mount Olive Township
Unified School District	Mount Olive Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,000 (-) Land $113,000 Building $88,000	$201,000 (-) Land $113,000 Building $88,000
2025		$201,000 Land $113,000 Building $88,000	$201,000 Land $113,000 Building $88,000
2024	$7,005.00
2023		$201,000 Land $113,000 Building $88,000	$201,000 Land $113,000 Building $88,000
2022	$6,203.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 19 Spring St; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Spring St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spring St

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