19 Spezzano Dr, Riverside, CT 06878 Property Records

Greenwich Town property record for 19 Spezzano Dr, Riverside, CT 06878

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,906 sqft · built 1947
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Mar 2003)
Tax Bill	$8,857 (2026)
Deeds & Mortgages	Jan 2022 Refinance Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-2070S`

Property Details

APN / Parcel Number

Primary APN	`12-2070S`
Alternative APNs	`GREE M:12 B:2070/S` `406/128`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,906 sqft Living Area
Basement Area	840 sqft
Unfinished Basement	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	406/128
Street Address	19 SPEZZANO DR
City	RIVERSIDE
State	CT
Zip	06878-1320
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Block	2070/S
Jurisdiction	GREENWICH CT
Township / Civil Division	GREENWICH
Census Block Group	4
Census Block	4005
Census Tract	10900

Owner

Source: Greenwich Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 SPEZZANO DR, RIVERSIDE, CT 06878-1320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CARDINAL FINANCIAL COMPANY LP
Sep 20, 2018	Deed of Trust, Mortgage · Line of Credit GUARDHILL FNCL CORP
Jun 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2003 · Amount on Record
Deed Sale	Mar 7, 2003 · Amount on Record
Prior Sale	Sep 9, 1997 · Amount on Record
Deed Book / Page	4159 / 81
Transfer Doc	5968-241
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	19 SPEZZANO DR, RIVERSIDE, CT 06878-1320
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008041-91
Date	Jan 6, 2022
Book Page	8041/91
Instrument	193

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	Feb 1, 2031

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	19 SPEZZANO DR, RIVERSIDE, CT 06878-1320
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7432-146
Date	Sep 20, 2018
Book Page	7432/146
Instrument	7410

Lender

Name	GUARDHILL FNCL CORP

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2033

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	19 SPEZZANO DR, RIVERSIDE, CT 06878-1320
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7692-1
Date	Jun 29, 2020
Book Page	7692/1
Instrument	5043

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Greenwich Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Greenwich Town
Unified School District	Greenwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,857.00 (+7.25%)	$844,830 (+26.44%) Land $548,590 Building $296,240	$1,626,897 (+247.85%)
2025	$8,258.00	$668,150 (+0.33%) Land $438,970 Building $229,180	$467,705 Land $307,279 Building $160,426
2024	$8,258.00 (+6.57%)
2023	$7,749.00 (+0.09%)	$665,980 (-0.81%) Land $438,970 Building $227,010
2022	$7,742.00	$671,440 Land $438,970 Building $232,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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