19 Smith Rd, Charlton, MA 01507 Property Records

Worcester County and Charlton Town property record for 19 Smith Rd, Charlton, MA 01507

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,158 sqft · built 1994
Lot Size	1.39 acres (60,548 sqft)
Owner	Individual Name on File
Last Sale	$440,000 (Sep 2020)
Tax Bill	$6,522 (2026)
Deeds & Mortgages	Apr 2019 Refinance Sep 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`CHAR M:0009 B:000A L:00001-1`

Property Details

APN / Parcel Number

Primary APN	`CHAR M:0009 B:000A L:00001-1`
Alternative APNs	`CHRL M:0009 B:000A L:00001-1` `M:0009 B:000A L:00001=1`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,158 sqft Living Area
Gross Area	5,205 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,548 sqft (1.39 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	19 SMITH RD
City	CHARLTON
State	MA
Zip	01507-1617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Block	A
Legal Lot Number	1-1
Jurisdiction	CHARLTON MA
Township / Civil Division	CHARLTON
Census Block Group	1
Census Block	1002
Census Tract	756102

Owner

19 Smith Rd is owned and occupied by an individual who bought it in September 2020.

Source: Worcester County and Charlton Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	19 SMITH RD, CHARLTON, MA 01507-1617
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance E MORTGAGE MANAGEMENT LLC
Sep 2, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2020 · Amount on File
Deed Sale	Sep 2, 2020 · Amount on File
Prior Sale	Dec 17, 2003 · Amount on File
Deed Document Number	2020100293
Deed Book / Page	63168 / 362
Prior Transfer Date	Aug 26, 2020
Prior Transfer Doc	63168-362
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLTON MA
Property Address	19 SMITH RD, CHARLTON, MA 01507-1617
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60326-119
Date	Apr 29, 2019
Book Page	60326/119
Instrument	37118

Lender

Name	E MORTGAGE MANAGEMENT LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLTON MA
Recording Date	Sep 2, 2020
Property Address	19 SMITH RD, CHARLTON, MA 01507-1617
Document Number	63168-362
Book / Page	063168 / 000362
Instrument Date	Aug 26, 2020
Instrument	100293
Transaction Type	Transfer
Record Updated	Sep 24, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$2,006.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 SMITH RD CHARLTON MA 015071617, CHARLTON, MA 01507-1617

Tax Assessment & Valuation

The 2026 property tax bill for 19 Smith Rd was $6,522, up 2.1% from the year before.

Source: Worcester County and Charlton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Charlton Town
Unified School District	Dudley-Charlton Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,522.00 (+2.08%)	$596,200 (+3.87%) Land $117,100 Building $479,100	$606,559 (+4.72%)
2025	$6,389.00 (+3.95%)	$574,000 (+5.9%) Land $111,100 Building $462,900	$579,215 (+7.76%)
2024	$6,146.00 (+2.86%)	$542,000 (+10.39%) Land $105,100 Building $436,900	$537,510
2023	$5,975.00	$491,000 Land $105,100 Building $385,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Smith Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jun 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Smith Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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