19 Silver Spring Rd, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 19 Silver Spring Rd, Ridgefield, CT 06877

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,670 sqft · built 1962
Lot Size	1.09 acres (47,480 sqft)
Owner	2 Individual Names on File
Last Sale	$512,000 (Jul 2020)
Tax Bill	$12,096 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E210028`

Property Details

APN / Parcel Number

Primary APN	`E210028`
Alternative APN	`RIDG M:E21 B:0028`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,670 sqft Living Area
Basement Area	843 sqft
Unfinished Basement	843 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1994
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,480 sqft (1.09 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	E210028
Street Address	19 SILVER SPRING RD
City	RIDGEFIELD
State	CT
Zip	06877-5407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Block	28
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	2
Census Block	2019
Census Tract	245400

Owner

Source: Ridgefield Town records · APN E210028

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	19 SILVER SPRING RD, RIDGEFIELD, CT 06877-5407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Deed of Trust, Mortgage · ARM CITIZENS BANK
Jul 21, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 21, 2020 · Amount on Record
Deed Sale	Jul 21, 2020 · Amount on Record
Prior Sale	Mar 26, 2019 · Amount on Record
Deed Book / Page	1095 / 775
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	19 SILVER SPRING RD, RIDGEFIELD, CT 06877-5407
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001154-353
Date	Mar 15, 2023
Book Page	1154/353

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	301 Months
Due	Apr 01, 2048

Interest

Rate Type	Adjustable Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Jul 21, 2020
Property Address	19 SILVER SPRING RD, RIDGEFIELD, CT 06877-5407
Document Number	1095-775
Book / Page	1095 / 775
Instrument Date	Jul 17, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	135 E HARTSDALE AVE, HARTSDALE, NY 10530-3310

Mortgage

Document Number	1095778
Date	Jul 21, 2020
Instrument	1095/778

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ridgefield Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,096.00	$441,630 (-) Land $315,000 Building $126,630	$309,141 Land $220,500 Building $88,641
2024	$12,096.00 (+6.12%)
2023	$11,398.00 (+15.92%)	$441,630 (+27.69%) Land $315,000 Building $126,630
2022	$9,833.00	$345,850 Land $220,500 Building $125,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 28, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Optimum Communications Cable · Fiber in parts of the area	940 / 35

Based on FCC filings for 64 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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