19 Shadow Ln, Montvale, NJ 07645 Property Records

Bergen County and Montvale Borough property record for 19 Shadow Ln, Montvale, NJ 07645

Property Summary

Property Type	Single Family Home
Details	2,060 sqft · built 1966
Lot Size	0.349 acres (15,214 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Jan 2024)
Tax Bill	$11,300 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-00606-0000-00025`

Property Details

APN / Parcel Number

Primary APN	`36-00606-0000-00025`
Alternative APNs	`360060600025` `105800`

Interior

Stories	1 Story
Building Area	2,060 sqft Living Area
1st Floor Area	2,060 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Lot Area	15,214 sqft (0.349 acres)
Lot Width	103 ft Width
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	105800
Street Address	19 SHADOW LN
City	MONTVALE
State	NJ
Zip	07645-1315
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	103 X IRR.
Legal Subdivision	HOWLAND PARK
Legal Block	606
Legal Lot Number	25
Jurisdiction	BERGEN NJ
Township / Civil Division	MONTVALE
Census Block Group	4
Census Block	4003
Census Tract	35100

Owner

19 Shadow Ln is owned and occupied by two individuals who bought it in January 2024.

Source: Bergen County and Montvale Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 SHADOW LN, MONTVALE, NJ 07645-1315
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 8, 2024 · Amount on File
Deed Sale	Jan 8, 2024 · Amount on File
Prior Sale	Mar 17, 2014 · Amount on File
Deed Document Number	20241370
Deed Book / Page	5154 / 1602
Prior Transfer Date	Mar 14, 2014
Prior Transfer Doc	0016351105
Record Updated	Sep 20, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jan 8, 2024
Property Address	19 SHADOW LN, MONTVALE, NJ 07645-1315
Document Number	0051541602
Book / Page	5154 / 1602
Instrument Date	Nov 30, 2023
Instrument	2024001370
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	CITY ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,775.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 SPARROWBUSH RD, UPPER SADDLE RIVER, NJ 07458-1412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 SPARROWBUSH RD, UPPER SADDLE RIVER, NJ 07458-1412

Mortgage

Document Number	0051541609
Date	Jan 8, 2024
Book Page	5154/1609
Instrument	2024001371

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 19 Shadow Ln was $11,300, up 1.5% from the year before.

Source: Bergen County and Montvale Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Montvale Borough
Elementary School District	Montvale Borough School District (KG - 08)
Secondary School District	Pascack Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$442,800 (-) Land $256,900 Building $185,900	$442,800 (-) Land $256,900 Building $185,900
2025	$11,300.00 (+1.47%)	$442,800 Land $256,900 Building $185,900	$442,800 Land $256,900 Building $185,900
2024	$11,136.00
2023		$442,800 (-) Land $256,900 Building $185,900	$442,800 (-) Land $256,900 Building $185,900
2022	$10,941.00 (+0.52%)	$442,800 Land $256,900 Building $185,900	$442,800 Land $256,900 Building $185,900
2021	$10,884.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Shadow Ln in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	9 (1984–2021)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Shadow Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY MONTVALE PD95 private · serves 654 people · EPA ID NJ0236001
Water Source	Purchased surface water
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20