19 Scott St, Lancaster, NY 14086 Property Records

Erie County and Lancaster Town property record for 19 Scott St, Lancaster, NY 14086

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,380 sqft · built 1915
Lot Size	0.176 acres (7,650 sqft)
Owner	2 Individual Names on File
Last Sale	$177,000 (Jan 2024)
Tax Bill	$4,741 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Nov 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`145203 104.83-2-4`

Property Details

APN / Parcel Number

Primary APN	`145203 104.83-2-4`
Alternative APN	`52031048300002004000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,380 sqft Living Area
1st Floor Area	756 sqft
2nd Floor Area	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Traditional
Exterior Material	Concrete
Lot Area	7,650 sqft (0.176 acres)
Lot Dimensions	170 ft deep x 44.5 ft wide
Porch	Slab
Porch Area	231 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	19 SCOTT ST
City	LANCASTER
State	NY
Zip	14086-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	SC 7 798 44.5X 166.55
Legal Subdivision	HOLLAND LAND COMPANY S SURVEY
Legal Block	2
Legal Lot Number	4.000
Jurisdiction	ERIE NY
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3021
Census Tract	14400

Owner

19 Scott St is owned and occupied by two individuals who bought it in January 2024.

Source: Erie County and Lancaster Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 SCOTT ST, LANCASTER, NY 14086-2215
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2024	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 12, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2024 · Amount on File
Deed Sale	Jan 5, 2024 · Amount on File
Prior Sale	Nov 12, 2019 · Amount on File
Deed Document Number	20242024003077
Deed Book / Page	11426 / 5362
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jan 5, 2024
Property Address	19 SCOTT ST, LANCASTER, NY 14086-2215
Document Number	0114265362
Book / Page	11426 / 5362
Instrument Date	Dec 21, 2023
Instrument	2024003077
Transaction Type	Transfer
Record Updated	Feb 22, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$708.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 SCOTT ST, LANCASTER, NY 14086-2215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 E ROBINSON ST, NORTH TONAWANDA, NY 14120-4766

Mortgage

Document Number	0141154093
Date	Jan 5, 2024
Book Page	14115/4093
Instrument	2024003078

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Nov 12, 2019
Property Address	19 SCOTT ST, LANCASTER, NY 14086-2215
Document Number	0113525992
Book / Page	11352 / 5992
Instrument Date	Nov 8, 2019
Instrument	2019248207
Transaction Type	Transfer
Record Updated	Sep 20, 2021

Transaction

Amount	Amount on Record
Tax	$520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 SCOTT ST, 19, LANCASTER, NY 14086-2215

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 HAMILTON BLVD, KENMORE, NY 14217-1947

Tax Assessment & Valuation

The 2026 property tax bill for 19 Scott St was $4,741, up 171.2% from the year before.

Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Lancaster Town
Municipality	Lancaster Village
Unified School District	Lancaster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,741.00 (+171.22%)
2025	$1,748.00 (-63.68%)	$130,000 (-) Land $33,900 Building $96,100	$203,125 (+12.47%) Land $52,969 Building $150,156
2024	$4,813.00	$130,000 (-) Land $33,900 Building $96,100	$180,600 (+4.21%) Land $47,095 Building $133,505
2023		$130,000 Land $33,900 Building $96,100	$173,300 Land $45,191 Building $128,109

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Scott St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1996–2004)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2004 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Scott St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks, Verizon.

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