Somerset County and Watchung Borough property record for 19 Schmidt Cir, Watchung, NJ 07069
| Property Type | Single Family Home |
|---|---|
| Details | 1,430 sqft · built 2007 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $440,000 (Aug 2009) |
| Tax Bill | $10,635 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Nov 2025 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-04001-0000-00004-0000-C0019 |
| Primary APN | 21-04001-0000-00004-0000-C0019 |
|---|---|
| Alternative APN |
|
| Building Area | 1,430 sqft Living Area |
|---|
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Condo/Apartment |
| Lot Area | 5,663 sqft (0.13 acres) |
| Street Address | 19 SCHMIDT CIR |
|---|---|
| City | WATCHUNG |
| State | NJ |
| Zip | 07069-5952 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMVI |
| Legal Description | ADDITIONAL LOTS: BLDG D |
| Legal Subdivision | VILLA DOMENICO |
| Legal Block | 4001 |
| Legal Lot Number | 4 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | WATCHUNG |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 52300 |
Source: Somerset County and Watchung Borough records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 19 SCHMIDT CIR, WATCHUNG, NJ 07069-5952 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2026 | Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE |
| Nov 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ADVANTAGEFIRST LENDING INC |
| Apr 19, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 15, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Mar 29, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Mar 29, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jan 19, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANLEADERS/AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2009 · Amount on Record |
| Deed Sale | Aug 21, 2009 · Amount on Record |
| Deed Document Number | 200947265 |
| Deed Book / Page | 6255 / 2974 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Aug 14, 2026 |
| Property Address | 19 SCHMIDT CIR, WATCHUNG, NJ 07069-5952 |
| Document Number | 0000023128 |
| Book / Page | 7697 / 2815 |
| Instrument Date | Aug 8, 2026 |
| Instrument | 202623128 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000023128, |
|---|---|
| Date | Aug 14, 2026 |
| Book Page | 7697/2815 |
| Instrument | 202623128 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 3, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 19 SCHMIDT CIR, WATCHUNG, NJ 07069-5952 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 19 SCHMIDT CIR, WATCHUNG, NJ 07069-5952 |
| Document Number | 0000031958 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 7649/3873 |
| Instrument | 2025031958 |
| Name | ADVANTAGEFIRST LENDING INC |
|---|---|
| Type | Lending Institution |
| Address | LAKE FOREST, CA 92630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 19 SCHMIDT CIR, WATCHUNG, NJ 07069-5952 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000009407 |
|---|---|
| Date | Apr 19, 2024 |
| Book Page | 7553/3130 |
| Instrument | 2024009407 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 19 SCHMIDT CIR, WATCHUNG, NJ 07069-5952 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2023 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0000004019 |
|---|---|
| Date | Feb 15, 2023 |
| Book Page | 7493/1040 |
| Instrument | 2023004019 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 4, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 19 SCHMIDT CIR, WATCHUNG, NJ 07069-5952 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RARITAN VALLEY TTL EXAMINERS |
| Name | Verified Name |
|---|
| Document Number | 0000053394 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 7267/425 |
| Instrument | 2020053394 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 19 SCHMIDT CIR, WATCHUNG, NJ 07069-5952 |
| Document Number | 0000014721 |
| Instrument Date | Mar 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 19 SCHMIDT CIR WATCHUNG NJ 070695952, WATCHUNG, NJ 07069-5952 |
| Document Number | 0000014721 |
|---|---|
| Date | Apr 13, 2017 |
| Book Page | 006952/003360 |
| Instrument | 14721 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 12, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 19 SCHMIDT CIR, WATCHUNG, NJ 07069-5952 |
| Document Number | 0000014727 |
| Instrument Date | Mar 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 19 SCHMIDT CIR WATCHUNG NJ 070695952, WATCHUNG, NJ 07069-5952 |
| Document Number | 0000014727 |
|---|---|
| Date | Apr 13, 2017 |
| Book Page | 006952/003360 |
| Instrument | 14727 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 19 SCHMIDT CIR, WATCHUNG, NJ 07069-5952 |
| Document Number | 0000004803 |
| Book / Page | 006939 / 000023 |
| Instrument Date | Jan 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2017 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 19 SCHMIDT CIR WATCHUNG NJ 070695952, WATCHUNG, NJ 07069-5952 |
| Document Number | 0000004803 |
|---|---|
| Date | Feb 1, 2017 |
| Book Page | 006939/000023 |
| Instrument | 4803 |
| Name | LOANLEADERS/AMERICA |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 31, 2047 |
Source: Somerset County and Watchung Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Watchung Borough |
| Elementary School District | Watchung Borough School District (KG - 08) |
| Secondary School District | Watchung Hills Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $576,800 (+5.87%) Land $184,600 Building $392,200 | $576,800 (+5.87%) Land $184,600 Building $392,200 | |
| 2025 | $10,635.00 (+6.73%) | $544,800 (+17.06%) Land $172,500 Building $372,300 | $544,800 (+17.06%) Land $172,500 Building $372,300 |
| 2024 | $9,964.00 (+9.66%) | ||
| 2023 | $465,400 Land $139,300 Building $326,100 | $465,400 Land $139,300 Building $326,100 | |
| 2022 | $9,086.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (1978–2025) |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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