19 Sand St, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 19 Sand St, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,218 sqft · built 1961
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$850,000 (Oct 2023)
Tax Bill	$16,179 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Apr 2017 Sale
Flood Zone	Zone X (moderate risk)
APN	`551400 146-18-4-11`

Property Details

APN / Parcel Number

Primary APN	`551400 146-18-4-11`
Alternative APN	`140014601800040110000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,218 sqft Living Area
1st Floor Area	980 sqft
2nd Floor Area	238 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Split Level
Exterior Material	Wood
Lot Area	3,920 sqft (0.09 acres)

Location & Zoning

Street Address	19 SAND ST
City	RYE
State	NY
Zip	10580-2737
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Subdivision	SUBDIVISION MAP OF RYE BEACH MANOR
Legal Block	4
Legal Lot Number	11.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	5
Census Block	5008
Census Tract	7600

Owner

19 Sand St is owned and occupied by an individual who bought it in October 2023.

Source: Westchester County and Rye City records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	19 SAND ST, RYE, NY 10580-2737
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 5, 2017	Grant Deed, Transfer STATEWIDE ABSTRACT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2023 · Amount on File
Deed Sale	Oct 5, 2023 · Amount on File
Prior Sale	Oct 5, 2023 · Amount on File
Deed Document Number	2023632583253
Record Updated	Oct 29, 2026

October 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Oct 5, 2023
Property Address	19 SAND ST, RYE, NY 10580-2737
Document Number	0632583253
Map Reference	MAP 2636
Instrument Date	Sep 15, 2023
Instrument	632583253
Transaction Type	Transfer
Record Updated	Oct 16, 2023
Title Company	SECURITY TTL GUARANTEE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 LITTLEJOHN AVE, EDINBURGH XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 SAND ST, RYE, NY 10580-2737

Mortgage

Document Number	0632753838
Date	Oct 5, 2023
Instrument	632753838

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Apr 5, 2017
Property Address	19 SAND ST, RYE, NY 10580-2737
Document Number	0570883170
Book / Page	057088 / 003170
Instrument Date	Mar 30, 2017
Transaction Type	Transfer
Record Updated	Jul 27, 2017
Title Company	STATEWIDE ABSTRACT

Transaction

Amount	Amount on Record
Tax	$3,550.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8 ELDREDGE PL RYE NY 105802442, RYE, NY 10580-2442

Tax Assessment & Valuation

The 2026 property tax bill for 19 Sand St was $16,179, down 1.7% from the year before.

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,179.00 (-1.73%)
2025	$16,464.00	$13,250 (-) Land $4,250 Building $9,000	$1,122,881 (+6.78%) Land $360,169 Building $762,712
2024		$13,250 (-) Land $4,250 Building $9,000	$1,051,588 (+2.38%) Land $337,302 Building $714,286
2023		$13,250 (-) Land $4,250 Building $9,000	$1,027,131 (+13.95%) Land $329,457 Building $697,674
2022		$13,250 Land $4,250 Building $9,000	$901,361 Land $289,116 Building $612,245

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19 Sand St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Nearby Flood Policies	56 in force
Nearby Flood Claims	143 (1979–2023)
Claims Outside the SFHA	39 of 143
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 20 claims Hurricane Irene, Aug 2011 · 16 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Sand St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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