Otsego County and Oneonta City property record for 19 Sand St, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,794 sqft · built 1900 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Jan 2023) |
| Tax Bill | $2,741 (2026) |
| Deeds & Mortgages | Jan 2023 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 361200 300.7-3-65 |
| Primary APN | 361200 300.7-3-65 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,794 sqft Living Area |
| 1st Floor Area | 1,170 sqft |
| 2nd Floor Area | 624 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 40,075 sqft (0.92 acres) |
| Lot Dimensions | 290 ft deep x 135 ft wide |
| Garage Type | Detached |
| Garage Area | 416 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 903 sqft |
| Shed | 1 Shed |
| Shed Area | 176 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 2954 |
|---|---|
| Street Address | 19 SAND ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-2716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 121 |
| Legal Block | 3 |
| Legal Lot Number | 65.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 590900 |
19 Sand St is owned and occupied by an individual who bought it in January 2023.
Source: Otsego County and Oneonta City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 19 SAND ST, ONEONTA, NY 13820-2716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2023 · Amount on File |
| Deed Sale | Jan 12, 2023 · Amount on File |
| Deed Document Number | 2023147 |
| Prior Transfer Date | Jun 19, 2013 |
| Prior Transfer Doc | 0020140560 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jan 12, 2023 |
| Property Address | 19 SAND ST, ONEONTA, NY 13820-2716 |
| Document Number | 0000000047 |
| Instrument Date | Jun 1, 2022 |
| Instrument | 2023-147 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19 SAND ST, ONEONTA, NY 13820-2716 |
The 2026 property tax bill for 19 Sand St was $2,741, up 2.6% from the year before.
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,741.00 (+2.58%) | ||
| 2025 | $2,672.00 | $70,000 Land $17,300 Building $52,700 | $98,592 Land $24,366 Building $74,226 |
| 2023 | $70,000 Land $17,300 Building $52,700 | $86,420 Land $21,358 Building $65,062 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19 Sand St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1986–2011) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19 Sand St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
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