19 Saddle Hill Rd, Monroe, CT 06468 Property Records

Monroe Town property record for 19 Saddle Hill Rd, Monroe, CT 06468

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,702 sqft · built 1984
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on File
Last Sale	$689,000 (Sep 2022)
Tax Bill	$13,071 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage May 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08802600`

Property Details

APN / Parcel Number

Primary APN	`08802600`
Alternative APNs	`MNRO M:088 B:026 L:00` `MONR M:088 B:026 L:00` `8802600`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,702 sqft Living Area
Gross Area	4,438 sqft
1st Floor Area	2,702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	36,590 sqft (0.84 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	8802600
Street Address	19 SADDLE HILL RD
City	MONROE
State	CT
Zip	06468-1958
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	26
Jurisdiction	MONROE CT
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1007
Census Tract	100300

Owner

19 Saddle Hill Rd is owned and occupied by two individuals who bought it in September 2022.

Source: Monroe Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 SADDLE HILL RD, MONROE, CT 06468-1958
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage PRIME LENDING INC
May 5, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2022 · Amount on File
Deed Sale	Sep 29, 2022 · Amount on File
Deed Document Number	20222424
Deed Book / Page	2210 / 815
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE CT
Recording Date	Sep 29, 2022
Property Address	19 SADDLE HILL RD, MONROE, CT 06468-1958
Document Number	002210-815
Book / Page	2210 / 815
Instrument Date	Sep 27, 2022
Instrument	2424
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5283 MAIN ST, TRUMBULL, CT 06611-4131

Mortgage

Document Number	0000002425
Date	Sep 29, 2022
Instrument	2425

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE CT
Property Address	19 SADDLE HILL RD, MONROE, CT 06468-1958
Document Number	1959-247
Book / Page	001959 / 000247
Transaction Type	Mortgage
Record Updated	May 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1959-247
Date	May 5, 2017
Book Page	001959/000247

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 4, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 19 Saddle Hill Rd was $13,071, up 4.2% from the year before.

Source: Monroe Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Monroe Town
Unified School District	Monroe School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,071.00 (+4.22%)	$437,460 (-) Land $123,060 Building $314,400	$703,029 (+129.58%)
2025	$12,542.00	$437,460 Land $123,060 Building $314,400	$306,222 Land $86,142 Building $220,080
2024	$12,542.00 (+10.45%)
2023	$11,355.00 (+1.88%)	$302,400 (-) Land $105,400 Building $197,000
2022	$11,146.00	$302,400 Land $105,400 Building $197,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 19 Saddle Hill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Saddle Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Frontier, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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