19 S Pointe Ln, Fredericksburg, VA 22405 Property Records

Stafford County property record for 19 S Pointe Ln, Fredericksburg, VA 22405

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,658 sqft · built 1993
Lot Size	0.384 acres (16,766 sqft)
Owner	2 Individual Names on File
Last Sale	$805,000 (Jun 2006)
Tax Bill	$3,237 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`54CC-3-185`

Property Details

APN / Parcel Number

Primary APN	`54CC-3-185`
Alternative APNs	`054CC 3 185` `32943`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,658 sqft Living Area
Basement Area	810 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Traditional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,766 sqft (0.384 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	150 sqft
Deck Area	144 sqft
Patio Area	144 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	32943
Old Parcel Number	054CC 3 185
Street Address	19 S POINTE LN
City	FREDERICKSBURG
State	VA
Zip	22405-2771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1- SUBURB RES
Legal Description	LOT 185 SEC 3 16767 SQFT RIDGE POINTE
Legal Subdivision	RIDGE POINTE
Legal Lot Number	185
Jurisdiction	STAFFORD VA
Township / Civil Division	FALMOUTH
Census Block Group	1
Census Block	1021
Census Tract	10405

Owner

Source: Stafford County records · APN 54CC-3-185

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	19 S POINTE LN, FREDERICKSBURG, VA 22405-2771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 19, 2006 · Amount on Record
Deed Sale	Jun 19, 2006 · Amount on Record
Deed Document Number	0060020080
Deed Book / Page	600 / 20080
Record Updated	Jun 08, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STAFFORD VA
Property Address	19 S POINTE LN, FREDERICKSBURG, VA 22405-2771
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240001455
Date	Feb 12, 2024
Instrument	240001455

Lender

Name	UNITED BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	295 Months
Due	Sep 15, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Stafford County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Stafford County
Unified School District	Stafford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,237.00 (+8.26%)	$345,600 (+9.19%) Land $120,000 Building $225,600	$345,600 (+9.19%) Land $120,000 Building $225,600
2023	$2,990.00 (+22.04%)	$316,500 Land $105,000 Building $211,500	$316,500 Land $105,000 Building $211,500
2021	$2,450.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2007 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable	2,000 / 100
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 133 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	STAFFORD COUNTY UTILITIES serves 123,684 people
Water Source	Surface water
Last State Inspection	Nov 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.