19 S Meadow Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 19 S Meadow Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,526 sqft · built 1998
Lot Size	0.312 acres (13,600 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Mar 2014)
Tax Bill	$4,609 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`797430A000`

Property Details

APN / Parcel Number

Primary APN	`797430A000`
Alternative APN	`4-0053-4372-09-0038.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,526 sqft Living Area
Gross Area	4,335 sqft
1st Floor Area	2,526 sqft
Basement Area	1,179 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	13,600 sqft (0.312 acres)
Lot Dimensions	160 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	151 sqft
Deck Area	Deck Area
Patio Area	208 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	797430A000
Street Address	19 S MEADOW DR
City	O FALLON
State	MO
Zip	63366-3431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	OFALLON HILLS BLK 9 LOT 38
Legal Subdivision	OFALLON HILLS
Legal Block	9
Legal Lot Number	38
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	1
Census Block	1009
Census Tract	311907

Owner

19 S Meadow Dr is owned and occupied by two individuals who bought it in March 2014.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 S MEADOW DR, O FALLON, MO 63366-3431
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Apr 9, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Jul 2, 2019	Deed of Trust, Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2014 · Amount on File
Deed Sale	Mar 24, 2014 · Amount on File
Prior Sale	Nov 30, 2009 · Amount on File
Deed Document Number	2014140450
Deed Book / Page	6166 / 344
Prior Transfer Date	Nov 20, 2009
Prior Transfer Doc	0053012488
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	19 S MEADOW DR, O FALLON, MO 63366-3431
Transaction Type	Mortgage
Record Updated	Nov 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 MARKET ST 1660, 1660, SAINT LOUIS, MO 63101-2502

Mortgage

Document Number	0000044786
Date	Oct 31, 2023
Instrument	2023R-044786

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2033

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	19 S MEADOW DR, O FALLON, MO 63366-3431
Document Number	0072712229
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19 S MEADOW DR O FALLON MO 633663431, O FALLON, MO 63366-3431

Mortgage

Document Number	0072712229
Date	Apr 16, 2020
Book Page	007271/002229
Instrument	237790

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 15, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	19 S MEADOW DR, O FALLON, MO 63366-3431
Document Number	0071022423
Instrument Date	Jul 2, 2019
Transaction Type	Mortgage
Record Updated	Jul 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19 S MEADOW DR O FALLON MO 633663431, O FALLON, MO 63366-3431

Mortgage

Document Number	0071022423
Date	Jul 9, 2019
Book Page	007102/002423
Instrument	347650

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 19 S Meadow Dr was $4,609, up 8.6% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,202 (-)	$380,011 (-) Land $50,000 Building $330,011
2025	$4,609.00 (+8.57%)	$72,202	$380,011 Land $50,000 Building $330,011
2024	$4,245.00
2023		$64,655
2022			$340,288 Land $40,000 Building $300,288

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19 S Meadow Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982–1983)
Most Recent Claim	Apr 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 S Meadow Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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