19 S Channing St, Elgin, IL 60120 Property Records

Kane County property record for 19 S Channing St, Elgin, IL 60120

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,029 sqft · built 1890
Lot Size0.116 acres (5,050 sqft)
OwnerCompany Name on Record
Tax Bill$5,033 (2025)
Deeds & MortgagesJan 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-13-401-006

Property Details

APN / Parcel Number

Primary APN06-13-401-006

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories5 Stories
Building Area1,029 sqft Living Area
Gross Area1,547 sqft
Basement Area518 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Construction TypeFrame
Foundation TypeRaised
Lot Area5,050 sqft (0.116 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address19 S CHANNING ST
CityELGIN
StateIL
Zip60120-6601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWEBBS SUB OF OUTLOTS 5, 6, 7, & 8 OF SEC 13-41-8 SOUTH 50.5 FT WEST 100 FT & SOUTH 52.5 FT EAST 32 FT LOT 5 BLOCK 1
Legal Range08
Legal Township41
Legal Section13
Legal SubdivisionWEBBS SUB
Legal Block2
Legal Lot Number5-6
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2002
Census Tract851301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Elgin Historic District
listed 1983 · 327 contributing resources · NRIS 83000318

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1151 WOODLAND AVE, BATAVIA, IL 60510-3049
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 14, 2013
Deed SaleMay 14, 2013
Prior SaleJun 9, 2003 · Amount on Record
Deed Document Number201335444
Last Transfer DateMar 13, 2014
Transfer Doc0000012067
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address19 S CHANNING ST, ELGIN, IL 60120-6601
Document Number0000003213
Instrument DateJan 16, 2020
Transaction TypeMortgage
Record UpdatedFeb 5, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1151 WOODLAND AVE BATAVIA IL 605103049, BATAVIA, IL 60510-3049

Mortgage

Document Number0000003213
DateJan 17, 2020
Instrument3213
Lender
NameRESOURCE BK
TypeBank
Address555 BETHANY RD, DEKALB, IL 60115-4941
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJan 16, 2040
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,033.00 (+24.58%)$65,976 (+8.57%) Land $15,770 Building $50,206$198,007 (+8.57%) Land $47,329 Building $150,678
2024$60,768 (+30.42%) Land $14,525 Building $46,243$182,377 (+30.47%) Land $43,592 Building $138,785
2022$4,040.00 (+3.96%)$46,595 (+6.96%) Land $11,965 Building $34,630$139,785 (+6.96%) Land $35,895 Building $103,890
2021$3,886.00$43,563 Land $11,186 Building $32,377$130,689 Land $33,558 Building $97,131

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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