19 S Alward Ave, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 19 S Alward Ave, Basking Ridge, NJ 07920

Property Summary

Property Type	Single Family Home
Details	1,660 sqft · built 1948
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$810,000 (May 2025)
Tax Bill	$11,350 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jul 2023 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`02-02002-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`02-02002-0000-00007`
Alternative APN	`0200096000000008`

Interior

Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,660 sqft Living Area
1st Floor Area	1,660 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Construction Type	Frame
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0200096000000008
Street Address	19 S ALWARD AVE
City	BASKING RIDGE
State	NJ
Zip	07920-1813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Subdivision	TOWNSHIP/BERNARDS
Legal Block	2002
Legal Lot Number	7
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	2
Census Block	2007
Census Tract	52400

Owner

19 S Alward Ave is owned and occupied by two individuals who acquired it in March 2026.

Source: Somerset County and Bernards Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 S ALWARD AVE, BASKING RIDGE, NJ 07920-1813
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK INC
Jul 5, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 2, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Mar 25, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP
May 1, 2025	Deed, Transfer · Conventional Mortgage AMERICAN FEDERAL MORTGAGE CORP
Jun 7, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jun 4, 2019	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2025 · Amount on File
Deed Sale	May 1, 2025 · Amount on File
Prior Sale	Jul 27, 2015 · Amount on File
Deed Document Number	202510863
Deed Book / Page	7613 / 3881
Last Transfer Date	Mar 20, 2026
Transfer Doc	0000008223
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Recording Date	May 12, 2026
Property Address	19 S ALWARD AVE, BASKING RIDGE, NJ 07920-1813
Document Number	0000013145
Book / Page	7680 / 2504
Instrument Date	May 5, 2026
Instrument	202613145
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 S ALWARD AVE, BASKING RIDGE, NJ 07920-1813

Mortgage

Document Number	0000013145,
Date	May 12, 2026
Book Page	7680/2504
Instrument	202613145

Lender

Name	CITIZENS BANK INC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 10, 2051

Interest

Rate	6.37%
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	19 S ALWARD AVE, BASKING RIDGE, NJ 07920-1813
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 S ALWARD AVE, BASKING RIDGE, NJ 07920-1813

Mortgage

Document Number	0000016722
Date	Jul 5, 2023
Book Page	7512/2905
Instrument	2023016722

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jul 5, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	19 S ALWARD AVE, BASKING RIDGE, NJ 07920-1813
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 S ALWARD AVE, BASKING RIDGE, NJ 07920-1813

Mortgage

Document Number	0000005736
Date	Mar 2, 2026
Book Page	7668/284
Instrument	2026005736

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 28, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOMERSET NJ
Recording Date	Mar 25, 2026
Property Address	19 S ALWARD AVE, BASKING RIDGE, NJ 07920-1813
Document Number	0000008223
Book / Page	7672 / 766
Instrument Date	Mar 20, 2026
Instrument	2026008223
Transaction Type	Transfer
Record Updated	Apr 6, 2026
Title Company	ALLIED TITLE, ALLIED TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 S ALWARD AVE, BASKING RIDGE, NJ 07920-1813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 S ALWARD AVE, BASKING RIDGE, NJ 07920-1813

Mortgage

Document Number	0000008224
Date	Mar 25, 2026
Instrument	2026008224

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.1%
Index	SOFR Average 30-Day
Max Rate	10.1%

May 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	May 1, 2025
Property Address	19 S ALWARD AVE, BASKING RIDGE, NJ 07920-1813
Document Number	0000010863
Book / Page	7613 / 3881
Instrument Date	Apr 23, 2025
Instrument	2025010863
Transaction Type	Transfer
Record Updated	Oct 20, 2025
Title Company	RESIDE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,411.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2316 CK LEIDEN, NEITHERLANDS, CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 S ALWARD AVE, BASKING RIDGE, NJ 07920-1813

Mortgage

Document Number	0000010864
Date	May 1, 2025
Instrument	2025010864

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2055

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	19 S ALWARD AVE, BASKING RIDGE, NJ 07920-1813
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019572
Date	Jun 7, 2019
Book Page	7122/2697
Instrument	2019019572

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	19 S ALWARD AVE, BASKING RIDGE, NJ 07920-1813
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018960
Date	Jun 4, 2019
Book Page	7121/2791
Instrument	2019018960

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 19 S Alward Ave was $11,350, up 9.2% from the year before.

Source: Somerset County and Bernards Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$759,300 (+12.92%) Land $412,900 Building $346,400	$759,300 (+12.92%) Land $412,900 Building $346,400
2025	$11,350.00 (+9.21%)	$672,400 Land $392,900 Building $279,500	$672,400 Land $392,900 Building $279,500
2024	$10,393.00
2023		$546,500 Land $352,900 Building $193,600	$546,500 Land $352,900 Building $193,600
2022	$10,545.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 S Alward Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1999–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 S Alward Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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