19 Roy Pl, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 19 Roy Pl, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	2,530 sqft · built 1971
Lot Size	0.871 acres (37,941 sqft)
Owner	2 Individual Names on Record
Last Sale	$699,000 (Jun 2017)
Tax Bill	$14,648 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-01602-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`48-01602-0000-00018`
Alternative APN	`480160200018`

Interior

Stories	1 Story
Building Area	2,530 sqft Living Area
1st Floor Area	2,530 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Lot Area	37,941 sqft (0.871 acres)
Lot Dimensions	237 ft deep x 160 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	19 ROY PL
City	RAMSEY
State	NJ
Zip	07446-1319
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	0.871AC
Legal Subdivision	SOCIETY HILL
Legal Block	1602
Legal Lot Number	18
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1008
Census Tract	44100

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 ROY PL, RAMSEY, NJ 07446-1319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jun 29, 2017	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2017 · Amount on Record
Deed Sale	Jun 29, 2017 · Amount on Record
Deed Document Number	201749656
Deed Book / Page	2653 / 1541
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	19 ROY PL, RAMSEY, NJ 07446-1319
Transaction Type	Mortgage
Record Updated	Jun 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046571531
Date	Apr 21, 2022
Book Page	4657/1531
Instrument	2022043763

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 29, 2017
Property Address	19 ROY PL, RAMSEY, NJ 07446-1319
Document Number	0026531541
Book / Page	02653 / 1541
Instrument Date	Jun 15, 2017
Instrument	17-049656
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	WESTCOR LAND TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,929.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 ROY PL, 19, RAMSEY, NJ 07446-1319

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 ROY PL, RAMSEY, NJ 07446-1319

Mortgage

Document Number	0026531548
Date	Jun 29, 2017
Book Page	02653/1548
Instrument	17-049656.01

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$729,700 (+2.57%) Land $367,300 Building $362,400	$729,700 (+2.57%) Land $367,300 Building $362,400
2025	$14,648.00 (-13.37%)	$711,400 (+18.72%) Land $352,300 Building $359,100	$711,400 (+18.72%) Land $352,300 Building $359,100
2024	$16,909.00 (+7.58%)
2023		$599,200 Land $293,600 Building $305,600	$599,200 Land $293,600 Building $305,600
2022	$15,717.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile.

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